Putting the power of wellness in members’ hands helps them save money and prevent some types of health conditions, reducing doctor visits and hospitalizations. Complementary programs include:
Small Group Fully Insured Metallic Plans
Blue Cross and Blue Shield of Illinois offers a variety of fully-insured standard ACA plans for your small group clients with 1–50 employees.
Network Options
| Plan Name | Participating Provider Organization | Blue Choice Preferred PPO | Blue Options | Blue Precision HMO |
| Plan Type | Statewide PPO | Statewide PPO | Statewide PPO | HMO in Chicago, Peoria and partial Rockford rating areas |
| Medical Group Selection | Not required | Not required | Not required | Required |
| Specialist Referral | Not required | Not required | Not required | Required |
| Out-of-Network Benefits | Yes | Yes | Yes | No |
| Access to BlueCard® | Yes | Yes | Yes | No, except for emergencies. |
| Residency Required | No | Must live in Illinois | No | Must live or work in network service area |
More Complementary Value-Add Programs
Blue365℠
Employees save on health products from top retailers with no claims or referrals needed.
Visit the member site
Wondr Health™
This online weight management program teaches skills to improve physical, mental, and emotional wellbeing.
See Wondr's curriculum
Hinge Health
Members can join this digital musculoskeletal program with therapists at no extra cost.
Get our producer flyer
Omada
A digital health program to help prevent and manage conditions like diabetes, hypertension and weight-related health risks.
Learn more about OmadaWellbeing Management: Included Programs and Services
New for 2027: GO WellbeingSM
Introducing GO Wellbeing, a complete wellness solution delivering member-centered wellness tools and programs.
The RealAge Test. An assessment evaluates all domains of health to develop a “health age.” Members track daily health habits to improve their RealAge scores.
Challenges. These help members test their abilities and bolster progress toward individual goals.
Rewards. Members earn rewards for activities. In-platform redemptions incentivize members to stay engaged in their health journey.
Well onTarget®
GO Wellbeing replaces Well onTarget for new business starting Jan. 1, 2027. For renewing groups, the transition occurs on their 2027 renewal date.
Blue Points℠. Members earn and redeem points for participating in wellness activities. .
Fitness Program. This program offers a flexible gym network to fit members’ lifestyles and budgets. .
Hinge Health and Wondr are independent companies contracted with Blue Cross and Blue Shield of Illinois to provide chronic disease prevention and management solutions for members with coverage through BCBSIL. BCBSIL makes no endorsement, representations or warranties regarding third-party vendors and the products and services offered by them.
Last Updated: Oct. 29, 2026