Small Business Health Insurance Options
If your company has 50 or less employees, we offer fully-insured standard small group plans with a variety of network options and benefits designed with members’ health and wellbeing in mind.
Network Options for Small Group Plans
| Plan Name | Participating Provider Organization | Blue Choice Preferred PPO | Blue Options | Blue Precision HMO |
| Plan Type | Statewide PPO | Statewide PPO | Statewide PPO | HMO in Chicago, Peoria and partial Rockford rating areas |
| Medical Group Selection | Not required | Not required | Not required | Required |
| Specialist Referral | Not required | Not required | Not required | Required |
| Out-of-Network Benefits | Yes | Yes | Yes | No |
| Access to BlueCard® | Yes | Yes | Yes | No |
| Residency Required | No | Must live in Illinois | No | Must live or work in network service areas |