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Small Business Health Insurance Options    

If your company has 50 or less employees, we offer fully-insured standard small group plans with a variety of network options and benefits designed with members’ health and wellbeing in mind.

Network Options for Small Group Plans

Plan NameParticipating Provider OrganizationBlue Choice Preferred PPOBlue OptionsBlue Precision HMO
Plan TypeStatewide PPOStatewide PPOStatewide PPOHMO in Chicago, Peoria and partial Rockford rating areas
Medical Group SelectionNot requiredNot requiredNot requiredRequired
Specialist ReferralNot requiredNot requiredNot requiredRequired
Out-of-Network BenefitsYesYesYesNo
Access to BlueCard®YesYesYesNo
Residency RequiredNoMust live in IllinoisNoMust live or work in network service areas

Wellbeing Management: Included Programs and Services

New for 2027: GO Wellbeing

Introducing GO Wellbeing, a complete wellness solution delivering member-centered wellness tools and programs.

The RealAge Test. An assessment evaluates all domains of health, including nutrition, exercise and more to develop a “health age.” Members track daily health habits to improve their RealAge scores.

Challenges. These help members test their abilities and bolster progress toward individual goals and promote team collaboration.

Rewards. Members earn rewards for activities. In-platform redemptions incentivize members to stay engaged in their health journey.

More Complementary Value-Add Programs

Putting the power of wellness in members’ hands helps them save money and prevent some types of health conditions, reducing doctor visits and hospitalizations. Complementary programs include:

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Blue365℠

Employees save on health products from top retailers with no claims or referrals needed.

Visit the member site
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Wondr Health™

This online weight management program teaches skills to improve physical, mental, and emotional wellbeing.

See Wondr's curriculum
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Hinge Health

Members can join this digital musculoskeletal program with therapists at no extra cost.

Learn more about Hinge Health

Omada

A digital health program to help prevent and manage conditions like diabetes, hypertension and weight-related health risks.

Learn more about Omada

Last Updated: Oct. 14, 2026