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INDIVIDUAL & FAMILY

Bronze Health Care Levels

Find more affordable monthly premiums in 2026 with a Bronze health care plan. Bronze plans cover about 60% of your health care costs. Enroll through Special Enrollment if you qualify or plan ahead for Open Enrollment, starting Nov. 1.

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BCBSIL Bronze Health Care Plans: Find Your Premiums at a Lower Cost

Each plan level is different in how much you’ll pay each month,how much of your health care bill is covered for things like doctor or hospital visits and prescriptions and how much your out-of-pocket costs are. Each metal tier also offers different premium prices. Premiums can vary widely member-to-member based on things like location, family size, annual income and premium tax credit savings.

With BCBSIL's 2025 health insurance plans, you can expect:

  Deductibles starting at: Copays starting at: Coinsurance starting at: Out-of-Pocket Maximums starting at:
Gold Plan $250 $5 or 20% of a service 25% $7500
Silver Plan $1500 $5 or 50% of a service 40% $7850
Bronze Plan $1500 $45 or 40% of a service 40% $7500
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Bronze Level COVERAGE

How can I get my best premium cost for a BCBSIL health plan?

With their lower monthly premiums, Bronze level plans could help you save if you don't need a lot of health care. Bronze level health care plans may be a good fit if you:

  • Don’t normally visit your doctor beyond an annual check-up
  • Only cover yourself with your plan
  • Recently turned 26 or are self-employed

 

ENROLL

Compare Your Options & Enroll

Knowing your options is the first step to finding great coverage. Get started comparing 2025 plan details if you qualify for Special Enrollment. Or plan ahead — think about your needs for 2026 and come back Nov. 1 for Open Enrollment.

MORE PLAN OPTIONS

Explore the Other Metallic Levels

If you’re not sure Bronze level health care plans are a fit for you and your family, learn about our other metallic levels.

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Silver Health Care Plans

Silver level plans offer you a balance between your monthly costs and health care bills.

Understand Silver Plans
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Gold Health Care Plans

Gold level plans cover more of your health care costs because of their higher monthly premiums.

Understand Gold Plans

CONTACT US

Get Help

Need help choosing? Have questions? Our health plan specialists are on-call to give you answers.

FAQs

Understand Bronze Level Health Care Plans