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About Our Care & Networks

Your health insurance needs are as unique as your business. That’s why employer groups depend on Blue Cross and Blue Shield of Illinois for our expertise, quality, and options across a range of price levels.

Every day, we earn our reputation for generating sustainable cost savings, and offering networks of providers dedicated to quality and healthy outcomes.

We Innovate with Purpose

We’re constantly evolving our products to reach even higher standards for care, quality, affordability, and accessibility. We drive innovation from a deep integration of advanced analytics, expert insights, and leading-edge technology to advance better health outcomes for your employees. From digital tools and mobile applications to incentive programs and groundbreaking coverage options, we are transforming the health care industry as we enable better health, smarter care, and more meaningful connections between our members and providers.

The Blue Distinction Program

Blue Distinction® is a designation given by Blue Cross and Blue Shield (BCBS) companies to health care facilities that have demonstrated expertise in delivering efficient, high-quality care with proven results, lower readmission rates and fewer complications across 11 areas of care.

Learn More About Blue Distinction

Blue High-Performance Network® (BlueHPN®)

Designed to deliver greater value for companies and employees, the Blue High-Performance Network (BlueHPN) gives employees portable access to care across 65+ major markets—more markets nationwide than competitors.

  • Employers that choose BlueHPN average more than 10% in additional savings1 as compared to our already industry-leading PPO.
  • Providers in BlueHPN are measured on a consistent set of quality metrics across four key domains2.
  • Discover why businesses looking to tailor a cost-conscious benefits package with access to high-quality health care services choose BlueHPN.
Learn More About BlueHPN
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Total Care

Total Care is a national designation program that recognizes providers for their efforts in coordinating total patient care and focusing on wellness and prevention. Blue Cross and Blue Shield (BCBS) Plans partner with these providers to improve health outcomes for members and curb the rising cost of healthcare.

Most Total Care programs are primary care models. Providers belong to Accountable Care Organizations (ACOs) and Patient-Centered Medical Homes (PCMHs). The ACOs and PCMHs must perform against both quality and cost outcome targets to receive incentives and rewards.

Employers have the flexibility to provide 2 or 3 configurable tiers or custom benefit designs, effectively steering members to designated providers.

Explore PPO Plans

Blue Options℠

Best Fit: 2-50 Employees

Blue Options helps you control your care and expenses with lower out-of-pocket costs for in-network doctors and hospitals, and the choice to use providers in the larger PPO network at a higher cost.

Blue Choice Preferred PPO℠

Best Fit: 2-50 Employees

Blue Choice Preferred PPO is a comprehensive PPO network of doctors and hospitals with higher monthly premium and often lower out-of-pocket costs.

BluePrint PPO℠

Best Fit: 51-150 Employees

Access to more than 23,000 doctors and over 200 hospitals. Members can choose any doctor or hospital. Benefits include hospital/surgical care, maternity care and diagnostics testing.

Blue Choice Select PPO℠

Best Fit: 51-150 and 151+ Employees

Includes all the features of a PPO plan. The difference that sets Blue Choice Select PPO apart is that it uses the Blue Choice PPOSM network which is a select, more affordable network than the larger PPO network.

Explore HMO Plans

The HMO network provides basic care and prescription medication coverage while coordinating with care specialists for any necessary referrals. Employees have a choice of Primary Care Providers (PCPs) from a large network of contracting HMO physicians and medical groups.

Blue Advantage HMO℠

Best Fit: 51-150 and 151+ Employees

Provides basic medical care and medication. Coordinates care and treatment with specialists and provides appropriate referrals. Flexible plan design options with deductible/coinsurance and copay features

BluePrint℠ HMO

Best Fit: 51-150 Employees

Members choose a contracting medical group or independent practice association from one of the largest HMO networks in the state with no annual deductible and generally no claim forms.

HMO Blue℠

Best Fit: 51-150 Employees

Offers a choice of primary care providers with coverage for preventive health services. HMO Blue also provides access to the BlueCard® Program, our most comprehensive provider network for emergency care while travelling.

1 Savings are based on Consortium Health Plans analysis, 2019. Savings are on average and assume 100% enrollment. Results will vary based on employer locations and implementation.
2 Measures align with those being utilized by credible industry organizations, including American Hospital Association, Catalyst for Payment Reform and America’s Health Insurance Plans.