Skip to main content

Flexible Group Health Insurance Plans

Your client's health insurance needs are as unique as their business. That’s why employer groups depend on Blue Cross and Blue Shield of Illinois for our expertise, quality, and options across a range of price levels.

Every day, we earn our reputation for generating cost savings, and offering networks of providers dedicated to quality and healthy outcomes.

We Innovate with Purpose

We’re constantly evolving our products to reach even higher standards for care, quality, affordability, and accessibility.

We drive innovation from a deep integration of advanced analytics, expert insights, and leading-edge technology to advance better health outcomes for your client and their employees.

The Blue Distinction Program

Blue Distinction® is a designation given by Blue Cross and Blue Shield (BCBS) companies to health care facilities that have demonstrated expertise in delivering efficient, high-quality care with proven results, lower readmission rates and fewer complications across 11 areas of care.

Learn More About Blue Distinction

Blue High-Performance Network® (BlueHPN®)

Designed to deliver greater value for companies and employees, the Blue High-Performance Network gives employees portable access to care across 65+ major markets—more markets nationwide than competitors.

  • Employers that choose BlueHPN average more than 10% in additional savings1 as compared to our already industry-leading PPO.
  • Providers in BlueHPN are measured on a consistent set of quality metrics across four key domains2.
  • Discover why businesses looking to tailor a cost-conscious benefits package with access to high-quality health care services choose BlueHPN.
Learn More About BlueHPN

Total Care

Total Care is a national designation program that recognizes providers for their efforts in coordinating total patient care and focusing on wellness and prevention. Blue Cross and Blue Shield (BCBS) Plans partner with these providers to improve health outcomes for members and curb the rising cost of healthcare.

Most Total Care programs are primary care models. Providers belong to Accountable Care Organizations (ACOs) and Patient-Centered Medical Homes (PCMHs). The ACOs and PCMHs must perform against both quality and cost outcome targets to receive incentives and rewards.

Employers have the flexibility to provide 2 or 3 configurable tiers or custom benefit designs, effectively steering members to designated providers.

Options by Group Size

Your client's health insurance needs are as unique as their business. That’s why employer groups depend on us for our expertise, quality, and options across a range of price levels.

Explore PPO Plans

Blue Options℠ & Blue Choice Options℠

Best Fit: All Group Sizes

Blue Options helps employees control expenses with lower out-of-pocket costs for in-network doctors and hospitals, and the choice to use providers in the larger PPO network at a higher cost.

Blue Choice Preferred PPO℠

Best Fit: 2-50 Employees

Blue Choice Preferred PPO is a comprehensive PPO network of doctors and hospitals often with a higher monthly premium but lower out-of-pocket costs.

BluePrint PPO℠

Best Fit: All Group Sizes

Access to more than 23,000 doctors and over 200 hospitals. Members can choose any doctor or hospital. Benefits include hospital/surgical care, maternity care and diagnostics testing.

Blue Choice Select PPO℠

Best Fit: 51-150 and 151+ Employees

Includes all the features of a PPO plan. The difference that sets Blue Choice Select PPO apart is that it uses the Blue Choice PPO℠ network which is a select, more affordable network than the larger PPO network.

Explore HMO Plans

Blue Advantage HMO℠

Best Fit: 51-150 and 151+ Employees

Provides basic medical care and medication. Coordinates care and treatment with specialists and provides appropriate referrals. Flexible plan design options with deductible/coinsurance and copay features

Blue Precision HMO℠

Best Fit: 2-50 Employees

Members must live or work in the Chicago, Peoria, and partial Rockford rating areas. They must choose a contracting medical group who provides coordinated care and referrals for specialist care.

HMO of Illinois

Best Fit: 151+ Employees

One of the largest provider networks in the state. Members choose a medical group to provide coordinated care. Flexible plan design with selection of deductible, coinsurnace and copay options.

1 Savings are based on Consortium Health Plans analysis, 2019. Savings are on average and assume 100% enrollment. Results will vary based on employer locations and implementation.
2 Measures align with those being utilized by credible industry organizations, including American Hospital Association, Catalyst for Payment Reform and America’s Health Insurance Plans.