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INDIVIDUAL & FAMILY

Get Started With BCBSIL

Learn what comes after choosing a Blue Cross and Blue Shield of Illinois health insurance plan. Ready to get started? Log in to or activate your member account.

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Member Account

Get started using your BCBSIL account.

Now that you're a member, get started using your benefits in your online member account:

  1. Set up your member account. Set your account up in our member portal. Log in or sign up.
  2. Download the BCBSIL App. Learn how to download.
  3. Find your digital ID card. Log in to your account to get started.

Application Status

How can I track and finish my BCBSIL application?

Find out what steps you may still need to take, like paying your first premium or choosing a medical group or primary care provider, for your plan to be active. Keep an eye out for an email from us with your access code to use our Application Tracker tool.

Check Your Status

How can I pay my premium?

You’ll need to make your first payment, or your premium payment, before your plan’s coverage begins. After that, you can have a few ways to pay.

Make Your Payment
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Auto Bill Pay

Sign up for Auto Bill Pay for your bill to be automatically paid on time each month.

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Your Member Account

Log in to your account to pay each month with your saved payment information.

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Guest Payments

Pay on behalf of a family member or friend with guest payment options.

Make Your Payment
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Know Your Care Options

Knowing your best place to go for care based on your symptoms could save you time and money. Understand when you should visit:

  • Your primary care provider (PCP)
  • Telehealth or virtual care
  • Urgent Care
  • The emergency room

No matter where you go, an in-network option is most likely to leave you with the lowest health care bill.

Explore Your Options
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Health Care Benefits

Review Your Benefits

The best way to use your coverage is to understand it. Some important new member documents are your:

Additional Benefits

Benefits Beyond Your Health Plan Coverage

Track your wellness journey through the Well onTarget® program to earn up to $100 in gift cards annually with Blue Points℠ rewards. Find discounts for health and wellness purchases through Blue365®. Learn how to start using your BCBSIL benefits.

Explore BCBSIL Benefits

1Well onTarget and AlwaysOn are owned and operated by Onlife Health Inc. an independent company that provides digital health management for members with coverage through Blue Cross and Blue Shield Plans in Illinois, Montana, New Mexico, Oklahoma and Texas. No endorsements, representations or warranties are made regarding third-party vendors and the products and services offered by them.

Blue Points Program Rules are subject to change without prior notice. See the Program Rules on the Well onTarget Member Wellness Portal at wellontarget.com for further information. The Well onTarget member rewards redemption services is provided by an independent third party.