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Small Group Health Insurance Options

More Value. More Choice. All Blue Cross and Blue Shield of Illinois (BCBSIL) fully-funded standard small group Qualified Health Plans (QHP) for 2-50 employees offer features and benefits designed with members’ health and wellbeing in mind.

Popular Plans for Small Businesses


The broad PPO network gives you flexible benefit design options at a price you can afford while giving your employees the freedom to visit any doctor they choose, with benefits paid at a higher level when the doctor is within the network.

Blue Choice Preferred PPOSM

Blue Choice Preferred PPO is a comprehensive PPO network of doctors and hospitals with higher monthly premium and often lower out-of-pocket costs

Blue OptionsSM

Blue Options is a tiered design that helps you control your care and expenses with lower out-of-pocket costs for in-network doctors and hospitals, and the choice to use providers in the larger PPO network at a higher cost.

Blue Precision HMOSM

Blue Precision HMO is a smart network that covers 100% of employee health care costs so your employees will only need to cover copays for medical services in most cases.


Ask your agent or broker to get a quote for a BCBSIL standard small group qualified health plan.

Self-funded Small Group Option

Blue Balance Funded is an administrative and stop loss coverage suite of services for groups of 10-50 that includes consistent monthly payments for employers. To learn if Blue Balance Funded might be right for your company, have a conversation with your agent or broker as well as tax and legal advisers.

Full-Service Quoting, Enrolling and Management Solutions

For Agents and Brokers

Bentegro for Small Business (1-50) is a comprehensive sales, enrollment and benefits management platform built for agents and brokers. Tell your agent or broker to talk to us about Bentegro.

For Employer Groups (2-10)

Groups too small for an agent, a broker or an in-house benefits manager can opt for a self-service employer enrollment and management solution when choosing a standard fully-funded plan. (Average group size is 5.)

BCBSIL Supports Your Business

Health care benefits are a crucial part of recruiting new employees and retaining your existing workforce. That’s why BCBSIL provides you with the tools, resources, and professional expertise you need to maintain the health, productivity, and satisfaction of the employees who help your business thrive.

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