Understand your plan options. Find shopping resources. Compare your options and enroll in our shopping platform.
Find the coverage options available to you. Compare plans and their costs. Our shopping platform gives you the information you need to confidently choose a plan.
Our health plan specialists are on-call to help answer your questions. Prefer not to enroll online? Our team can complete an application with you over the phone.
When you enroll in a BCBSIL plan, you'll have over 90 years of trusted service backing your care.
Rely on close-to-home networks of health care professionals and programs and discounts to support healthy living. Find coverage tailored to every budget, need and member.
Find a plan that fits your lifestyle and budget. Start by understanding our plans' "metallic" levels:
Our plan types, like HMO, PPO and POS, have options that fall into the metallic coverage levels.
Each plan has a network of covered doctors, hospitals and pharmacies. Using in-network care helps keep your plan's costs low. Use our Find Care tool to:
Each year, the BCBSIL drug lists are updated to note which drugs are covered by your plan and what their costs are.
The drug lists also show if your prescription has other considerations, like if it has a dispensing limit or requires prior authorization.
While all plans offer coverage for essential benefits, they differ in access to:
Most plans vary in the costs they offer and you owe, like:
Use our Find Care tool to explore the doctors, hospitals and specialists covered by each plan.
Want to keep your current doctor? If you're choosing a new plan, check its network to make sure they're still covered.
Sometimes, planning ahead isn't possible. From needing care when you're away from home to staying covered in an emergency situation, it's important to understand how your plan works.
Compare the tools and benefits that help you stay covered when life doesn't go according to plan.
While your plan helps cover your health care costs, medical bills can still leave members with a charge they hadn't planned for. To plan ahead, you can:
An easy way to save money is by using in-network providers. Using out-of-network often results in higher bills or, depending on your plan, even a denied claim.
If you're experiencing an emergency, please know that you do not need to visit an in-network hospital. It's important you prioritize getting care over your plan's network.