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Individual and Family

Take the First Step Towards 2026 Coverage

Start planning ahead — Open Enrollment starts Nov. 1. Think about your needs, know how recent changes could impact you and explore Blue Cross and Blue Shield of Illinois's great benefits.

Start Planning Ahead
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Make Your Care More Affordable

From $0 preventive care to discounts on health and wellness items, learn how to save on health care.

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Important Notice

Update Your Information on the Marketplace

Do you or your dependents have both an individual and family plan with premium tax credit savings and coverage through Medicaid or CHIP? You may need to contact the Health Insurance Marketplace to confirm your coverage.

If you don't take action, you may lose your financial help, or premium tax credit savings.

Contact the Marketplace
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Health Care Options

Save Time and Money: Know Your In-Network Options

Knowing where to go for health care could lower the time and money you spend on doctor visits. Whether you have a stuffy nose or a broken bone, know your options and when you should use them.

Find Out More

Member Support

Use your plan with confidence, this year and next.

Explore the member benefits you get beyond your BCBSIL plan.

Understand Your Benefits

Stay covered through your 2025 life changes.

Explore Special Enrollment

Find tips to make 2026 Open Enrollment work for you.

Explore FAQs

Benefits of BCBSIL

Why Choose BCBSIL?

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Quality Care Options

Get easier access to in-network care and savings with our provider networks.

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Wellness Programs and Support

Join wellness programs like Well onTarget®, get coaching and earn Blue Points℠ rewards for healthy choices.1

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Levels of Cost and Care

We offer different plans at Gold, Silver and Bronze levels to meet your budget and care needs.

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Essential Benefits Covered

Essential benefits, like hospital care or prescription coverage, are always included.

Resources

Explore Member Resources

1 BCBSIL makes no endorsement, representations or warranties regarding third-party vendors and the products and services offered by them.

AlwaysOn is owned and operated by Onlife Health Inc. an independent company that provides digital health management for members with coverage through Blue Cross and Blue Shield Plans in Illinois, Montana, New Mexico, Oklahoma and Texas. No endorsements, representations or warranties are made regarding third-party vendors and the products and services offered by them.

The Well onTarget program is offered to you as a part of your employer-sponsored benefits. Participation in the Well onTarget program, including the completion of a Health Assessment, is voluntary and you are not required to participate. Visit Well onTarget for complete details and terms and conditions.

Blue Points Program Rules are subject to change without prior notice. See the Program Rules on the Well onTarget Member Wellness Portal for more information.

Member agrees to comply with all applicable federal, state and local laws, including making all disclosures and paying all taxes with respect to their receipt of any reward.