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Individual and Family

Take the First Step to 2026 Coverage

Open Enrollment starts Nov. 1 in Illinois. Think about your needs and compare your 2026 Blue Cross and Blue Shield of Illinois health insurance options now.

Compare Your Options
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Get Ready to Renew Your BCBSIL Plan

Open Enrollment's coming up. Want to renew the plan you know and trust? Learn how to keep your coverage in 2026.

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Health Care Options

Save Time and Money: Know Your In-Network Options

Knowing where to go for health care could lower the time and money you spend on doctor visits. Whether you have a stuffy nose or a broken bone, know your options and when you should use them.

Find Out More
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Important Notice

Check Your 2026 Plan Savings

Before choosing your 2026 plan, check if you're able to get premium tax credit savings by:

  • Visiting our shopping platform. There, you'll enter your income, address and family size to estimate your savings.
  • Having proof of your income, like a recent pay stub or tax papers, on hand
Check Your Savings

Member Support

Use your plan with confidence, this year and next.

Explore the member benefits you get beyond your BCBSIL plan.

Understand Your Benefits

Know how the metal levels could impact your plan's cost.

Review the Metal Tiers
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Find tips to make 2026 Open Enrollment work for you.

Explore FAQs

Benefits of BCBSIL

Why Choose BCBSIL?

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Quality Care Options

Get easier access to in-network care and savings with our provider networks.

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Wellness Programs and Support

Join wellness programs like Well onTarget®, get coaching and earn Blue Points℠ rewards for healthy choices.1

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Levels of Cost and Care

Our plans are offered at Gold, Silver and Bronze levels to meet your budget and care needs.

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Essential Benefits Covered

Essential benefits, like hospital care or prescription coverage, are always included — some costing as low as $0.

Resources

Explore Member Resources

1 Well onTarget and AlwaysOn are owned and operated by Onlife Health Inc. an independent company that provides digital health management for members with coverage through Blue Cross and Blue Shield Plans in Illinois, Montana, New Mexico, Oklahoma and Texas. No endorsements, representations or warranties are made regarding third-party vendors and the products and services offered by them.

Blue Points Program Rules are subject to change without prior notice. See the Program Rules on the Well onTarget Member Wellness Portal at wellontarget.com for further information. The Well onTarget member rewards redemption services is provided by an independent third party.