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You are like many people these days, caring for an older adult and perhaps being asked to make decisions you never expected. You need information, guidance and peace of mind. We understand what you're going through, and we're here to help.
If you have any questions about the Medicare options offered by Blue Cross and Blue Shield of Illinois, please contact us to talk one-on-one about your unique situation.
You may need to address the following items to determine which type of Medicare plan is right for the person you are caring for. If they are still working and planning to retire, have them ask their benefits administrator whether they're eligible for Medicare benefits and learn what their options are.
First, you'll need to gather records and information for the person you are helping.
Earnings and benefits
Current health and prescription drug needs
If they are currently enrolled in a Medicare plan, you'll want to discuss if it's still the best plan for them or if they should consider switching to another plan. This chart can help them confirm their decision.
|Their plan may still meet their needs if any of these is true:||Consider switching to another plan if any of these is true|
|They don’t currently take any prescription drugs.||They need more coverage|
|They use the same prescription drugs as last year and they are still on the plan’s formulary||They need a lower-cost plan.|
|Their costs (premiums, deductible, copays), while different, are still within their budget.||Their current plan may not cover their prescription drugs next year.|
|If their current plan still meets their needs, don’t worry; they don’t need to do anything.||Select a plan to meet their current needs.|
If they decide to change plans, review the enrollment periods to see when they can make the change.
Follow the steps below to make enrolling in a Medicare plan easier.
Have these items handy:
Be sure they qualify for Medicare and that they live where the plan they are interested in is available. Look at the plan choices.
Make sure the following coverages and considerations meet their needs:
Review the enrollment periods to see when they can sign up.
Caring for yourself while caring for others can be a challenge. But taking care of yourself is one of the most important things you can do as a caregiver or Medicare coach. Here are some ways to help you recharge and preserve your own health and well-being.
We're on hand to answer your caregiver questions at any time. Contact Us.
Last Updated: Sept. 06, 2022
Last Updated: 09302022