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Health Care Just Got Easier

If you are enrolled in a Blue Cross and Blue Shield of Illinois (BCBSIL) plan, you now have access to a health advocate*.

Health advocates serve as a personal assistant for your health care needs. You may contact a health advocate to address your medical benefits questions.

They can help you and your covered family members:

  • Get personal assistance with your health care matters
  • Understand your health benefits
  • Talk to a BCBSIL clinician about health questions
  • Sort out a new diagnosis and what to do next
  • Shop for quality, lower-cost health care

Be Engaged – New for 2022

With your health plan coverage, you are required to call a health advocate before you get certain services to avoid a $200 penalty. An advocate will help you find options where you can have these health services performed. You don’t have to choose one of those options — but you do need to make the call or shop for services by logging in to Blue Access for MembersSM before getting these services to avoid the added charge:

  • MRIs
  • CT scans

Be Rewarded

Health Advocates can tell you how you can earn cash rewards for choosing lower-cost, quality providers.

  • Shop ahead for health care services and earn cash rewards 
  • Earn cash rewards for completing preventive screenings and procedures

It’s easy to reach a health advocate. Call 1-800-537-9765 available 24/7!

* Health advocates do not replace the care of a doctor and you should talk to your doctor about any medical questions or concerns. 

Health Advocacy Solutions

You don’t need to be rich and famous to have a personal assistant.

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    SPEAKER 1: You don't need to be rich and famous to have a personal assistant. You already have one for your health care needs. 

    SARAH: That's good because I'm not rich or famous. 

    SPEAKER 1: Sarah was diagnosed with breast cancer last week. It was caught early, but she's still in shock and needs to figure out what to do next. Luckily, Sarah remembers that she has a health advocate, so she gives her a call. 

    RENEE: Hi, Sarah. How can I help you today? 

    SARAH: Last week, I got diagnosed with breast cancer, and my doctor says it's early, but I have to find a specialist and get a treatment plan, and I don't know what my insurance will cover. It's just overwhelming. 

    RENEE: Take a deep breath, Sarah. I can help you figure this out. I'm sorry to hear about your diagnosis. 

    Let's see if we can get you set up with an oncologist so you can start getting a treatment plan in place. After your appointment, I'll follow up with you to see how it went. I'm here for you every step of the way. 

    SPEAKER 1: Renee helped Sarah understand her diagnosis. She booked an appointment for the next Monday with an oncologist who specializes in breast cancer. Renee added John to the call, a health advocate familiar with Sarah's benefits, to answer all her insurance questions. They each gave Sarah their personal extensions. 

    RENEE: Hi, Sarah. It's Renee, your clinical health advocate at Blue Cross and Blue Shield of Illinois. I wanted to check in and see how your doctor appointment went. 

    SARAH: Thanks for calling, Renee. The doctor said she's thinking a lumpectomy and then maybe chemo if needed. I still have to have more tests before we know for sure. 

    SPEAKER 1: Over the next few weeks, Sarah gets her tests done and meets back up with her doctor. They decide a lumpectomy is the way to go. The procedure is scheduled, and two days before the surgery, Renee calls Sarah. 

    Renee makes sure Sarah is comfortable with her treatment plan with Dr. Lee. Then she talks to Sarah about what to expect from the surgery and make sure she will have some help at home with the kids and caring for herself. She reminds her to have her husband pick up any prescription she needs after surgery and before she gets home. 

    RENEE: I'm not just your health advocate. I'm here for your family as well. If they need anything, please ask them to call me. 

    SPEAKER 1: Sarah's surgery went well, but it appears she'll need chemotherapy. Renee called Sarah once she got home from the hospital, a post-discharge call, to make sure Sarah is doing OK and has everything she needs to recover from the procedure. After Sarah begins chemo, it is a pretty rough start for the whole family, especially Nate. 

    On a particularly bad day, Nate is very worried about how tough things have been for Sarah. He knows she has said a lot about how great Renee is, so Nate starts a chat with Renee to see if she can help him understand how to better help Sarah. He explains that he feels in over his head trying to take care of everyone and everything. Renee asks Nate some questions and listens to him. She knows he needs some caregiver support and that he might be dealing with some anxiety and depression over recent events. 

    Renee connects Nate with a social worker in her pod who helps him get some regular respite care so he can take Saturday mornings off and watch the kid's soccer games. Renee also connects Nate with a therapist who offers online video sessions so he can deal with some of the challenges he is facing in getting his family through this. After completing her treatments and going to her doctor, Sarah learns that she is currently cancer-free. 

    You don't have to be rich and famous to get the star treatment from your health insurance. Your health advocate is there for you every step of the way. Remember, no matter what health issue you or your family is dealing with, health advocates are here to help. You can talk to or live chat with a health advocate 24/7.