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PPO Benefits

HSA Value and HSA Advantage

  • You may contribute to a Health Savings Account (HSA) to help pay for eligible out-of-pocket health care expenses tax-free.
  • You have access to the PPO network of providers. Find a doctor or hospital.
  • You pay the negotiated amount for all services (doctor’s office visits, prescriptions, hospital visits) until you meet your individual deductible.

Copay Value and Copay Advantage

  • You pay a flat dollar amount (i.e. copay) for certain covered services.
  • Deductibles and coinsurance still apply for many services, including certain diagnostic and treatment services performed in a doctor’s office setting.
  • Copays are applied towards your out-of-pocket maximum, not your deductible.

Prescription Drug Benefits

Prescription drug benefits for the above options are available through CVS Caremark. For questions related to your prescription drug benefits, visit CVS Caremark or contact them at 1-866-273-8402.