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Member Rewards

If you are enrolled in a Blue Cross and Blue Shield of Illinois (BCBSIL) plan*, you now have access to Member Rewards.

Did you know that prices for the same quality medical services can differ by thousands of dollars within the same region and health plan network?

Member Rewards, administered by Sapphire Digital1, offers cash rewards for choosing high-quality, lower-cost providers available through the Blue Cross and Blue Shield of Illinois (BCBSIL) network. Combined with Provider Finder®, our nationwide database of independently contracted health care providers, Member Rewards can help you:

  • Compare costs and quality for numerous procedures
  • Estimate out-of-pocket costs
  • Earn cash while shopping for care
  • Save money and make the most efficient use of your health care benefits
  • Consider treatment decisions with your doctors

How Does It Work?

  • When a doctor recommends treatment, call a Health Advocate, or log in to Blue Access for MembersSM  (BAMSM)
  • Click on the Doctors and Hospitals tab, then on Find a Doctor or Hospital
  • Select "Shop for Procedures" in the Member Rewards box to start your search
  • Use the Provider Finder to find your procedure
  • Choose a Member Rewards eligible location, and you may earn a cash reward
  • Complete your procedure and, once verified, you will receive a check within 4 to 6 weeks

To get started, call your Health Advocate at 1-800-537-9765 or shop online using the Provider Finder tool. Either way, you could get cash just for being a smart shopper.

* Not applicable to union plans.

1 Sapphire Digital is an independent company that administers the Member Rewards program for Blue Cross and Blue Shield of Illinois (BCBSIL).

BCBSIL makes no endorsement, representation or warranty regarding Sapphire Digital’s administration of the Member Rewards program. Information received through the Member Rewards program is not meant to replace advice of a health care professional, and decisions regarding course and place of treatment remain with the member and his or her health care provider. Eligibility for rewards is subject to terms and conditions of the Member Rewards program.

Watch the Member Rewards

  • View Transcript

    Okay Jake let's try to keep your eyes open when you swing this time. Ready? Good arm Tom. Thanks Gary. Whoa how'd you get all that stuff? The member rewards program from Blue Cross and Blue Shield of Illinois. I have Blue Cross Blue Shield. What's member awards? All I did was use Provider Finder. It helps me compare procedure costs and I found a great doctor at a lower cost nearby. Even got cash rewards to pay for that. Nice hit Lilly. Whoa you sure can get a lot with member rewards tell me about it We really need to use member rewards.