Coverage
Health Care Service Corporation (HCSC) has made sure to provide you with flexible options for your retiree health care coverage. Your Blue Cross and Blue Shield of Illinois (BCBSIL) health care benefits are designed to provide coverage for the care you need, encourage you to maintain your good health, and help you manage your health care costs.
Medicare-eligible Retiree Benefits
2027 Plan Year
2027 Blue Cross Group Medicare Advantage Open Access (PPO)℠ (Effective January 1, 2027)
This Open Access Medicare Advantage plan bundles medical care and prescription drug coverage with extra health and wellness benefits. And because it’s a group plan, your costs will be lower. This plan also gives you the freedom to seek care across the country. You have the flexibility to go outside the network for the same cost. No referral is needed.
- MAPD Enrollment Brochure
- Open Access Provider Notice
- TruHearing® Flyer
- MAPD Summary of Benefits
- MAPD Retiree Checklist / Proof of Insurance
- MAPD Rx Drug Formulary
- MAPD Pharmacy Directory
- MAPD Non-Discrimination Notice
- Star Ratings
- MAPD Welcome Guide
- Health & Wellness Benefits
2027 BlueSecure℠ (Effective January 1, 2027)
BlueSecure works together with Original Medicare to cover your medical and hospital costs. And because it’s a group plan, your costs will be lower. This plan also gives you the freedom to seek care across the country. No referral is needed.
- BlueSecure Enrollment Brochure - Coming Soon
- BlueSecure Retiree Checklist / Proof of Insurance
- BlueSecure Non-Discrimination Notice
- BlueSecure Benefit Highlight
- BlueSecure Welcome Guide
2027 Prescription Drug Coverage for Retirees Enrolled in the BlueSecure Plan
Effective January 1, 2027, retirees enrolled in the BlueSecure retiree medical plan will have a separate Medicare Part D Prescription Drug Plan (PDP), HealthSpring℠ Rx (PDP). Blue Cross and Blue Shield of Illinois will still administer the BlueSecure plan and HealthSpring will administer the Medicare Part D Plan. HealthSpring is an HCSC Brand.
View your HealthSpring Rx (PDP) Group Medicare Part D Plan
2027 HCSC Retiree Benefit Highlight Comparison Chart
Benefit Highlight Comparison Chart – Traditional Plans (HSA 1 and HSA 2) and Group Retiree Medicare Plans
2026 Plan Year
2026 Blue Cross Group Medicare Advantage Open Access (PPO)℠ (Effective January 1, 2026)
This Open Access Medicare Advantage plan bundles medical care and prescription drug coverage with extra health and wellness benefits. And because it’s a group plan, your costs will be lower. This plan also gives you the freedom to seek care across the country. You have the flexibility to go outside the network for the same cost. No referral is needed.
- MAPD Enrollment Brochure
- Open Access Provider Notice
- Health & Wellness Benefits
- TruHearing® Flyer
- MAPD Summary of Benefits
- MAPD Retiree Checklist / Proof of Insurance
- MAPD Rx Drug Formulary
- MAPD Pharmacy Directory
- MAPD Non-Discrimination Notice
- Star Ratings
- MAPD Welcome Guide
2026 BlueSecure℠/ Blue Cross Group MedicareRx (PDP)℠ (Effective January 1, 2026)
BlueSecure and Blue Cross Group MedicareRx℠ work together with Original Medicare to cover your medical, hospital and prescription drug costs. And because it’s a group plan, your costs will be lower. This plan also gives you the freedom to seek care across the country. No referral is needed.
- BlueSecure / PDP Enrollment Brochure
- PDP Summary of Benefits
- BlueSecure / PDP Retiree Checklist / Proof of Insurance
- PDP Rx Drug Formulary
- PDP Pharmacy Directory
- PDP Non-Discrimination Notice
- BlueSecure Benefit Highlight
- Star Ratings
- BlueSecure / PDP Welcome Guide
2026 HCSC Retiree Benefit Highlight Comparison Chart
Benefit Highlight Comparison Chart – Traditional Plans (PPO, HSA and HMO) and Group Retiree Medicare Plans
Benefit Highlight Comparison Chart – Group Retiree Medicare Plans
Prescription Drug Benefits for Retirees on the Blue Cross Group Medicare Advantage Open Access (PPO) Plan
Your health plan includes prescription drug benefits. These benefits are administered by Prime Therapeutics®, the Pharmacy Benefit Manager (PBM) for BCBSIL.
To find an in-network pharmacy:
- Visit myprime.com.
- A ‘Select your health plan’ pop up window will appear.
- Answer ‘Yes.’
- Select a plan year.
- Select Blue Cross Group Medicare Advantage (PPO)℠ - 5T Standard.
- Click ‘Continue.’
- Search for an in-network pharmacy.
Dental Benefits
If you have dental coverage, you may continue to participate in your current plan or change plans. There are two plans available to choose from:
TruHearing® is a registered trademark of TruHearing, Inc., which is an independent company providing discounts on hearing aids.
HealthSpring Part D Plan Notice:
Subsidiaries of Health Care Service Corporation and their affiliates contract with Medicare to offer Part D Prescription Drug Plans (PDP) in select states. Enrollment in these plans depends on contract renewal.
Prime Therapeutics LLC provides pharmacy solutions for Blue Cross and Blue Shield of Illinois. Blue Cross and Blue Shield of Illinois, as well as several independent Blue Cross and Blue Shield Plans, has an ownership interest in Prime Therapeutics LLC.
