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Coverage 

Health Care Services Corporation (HCSC) has made sure to provide you with flexible options for your retiree health care coverage. Your Blue Cross and Blue Shield of Illinois (BCBSIL) health care benefits are designed to provide coverage for the care you need, encourage you to maintain your good health, and help you manage your health care costs. 

As you know, if you enroll or are enrolled in a traditional plan (PPO, HMO or HSA) but are qualified for the Medicare-based plan, you will pay the full cost difference between the traditional plan you select and a HCSC retiree Medicare plan option. This is in addition to your retiree share of the traditional coverage. These costs may be significant.  Now is the time to switch to a custom-designed HCSC retiree Medicare plan.

Medicare-eligible Retiree Benefits

2022 Blue Cross Group Medicare Advantage Open Access (PPO)SM (Effective January 1, 2022)

This Open Access Medicare Advantage plan bundles medical care and prescription drug coverage with extra health and wellness benefits. And because it’s a group plan your costs will be lower. This plan also gives you the freedom to seek care across the country. You have the flexibility to go outside the network for the same cost. No referral is needed. 

2022 BlueSecureSM / Blue Cross Group MedicareRx (PDP)SM (Effective January 1, 2022)

The BlueSecure and Blue Cross Group MedicareRxSM work together with Original Medicare to cover your medical, hospital and prescription drug costs. And because it’s a group plan, your costs will be lower.

2022 HCSC Retiree Benefit Highlight Comparison Chart

Benefit Highlight Comparison Chart

Medicare-eligible Retiree Benefits

2021 Blue Cross Group Medicare Advantage Open Access (PPO)SM (Effective January 1, 2021)

2021 BlueSecureSM / Blue Cross Group MedicareRx (PDP)SM (Effective January 1, 2021)

As communicated over the last few years, beginning in 2021 if you enroll or are enrolled in a traditional plan (PPO, HMO or HSA) but are qualified for the Medicare-based plan, you will pay the full cost difference between the traditional plan and the HCSC retiree Medicare plan. These increases may be significant. Now is the time to switch to a custom designed HCSC retiree Medicare plan.

2021 HCSC Retiree Benefit Highlight Comparison Chart

Benefit Highlight Comparison Chart

Prescription Drug Benefits

Your health plan includes prescription drug benefits. These benefits are administered by Prime Therapeutics®, the Pharmacy Benefit Manager (PBM) for BCBSIL. To find an in-network pharmacy visit myprime.com, go to Find a Pharmacy and select "Advantage Network".

View the MAPD drug list

View the PDP drug list

Last Updated: 12172021
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