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Coverage 

Health Care Service Corporation (HCSC) has made sure to provide you with flexible options for your retiree health care coverage. Your Blue Cross and Blue Shield of Illinois (BCBSIL) health care benefits are designed to provide coverage for the care you need, encourage you to maintain your good health, and help you manage your health care costs.

Medicare-eligible Retiree Benefits

2027 Plan Year

2027 Blue Cross Group Medicare Advantage Open Access (PPO)℠ (Effective January 1, 2027)

This Open Access Medicare Advantage plan bundles medical care and prescription drug coverage with extra health and wellness benefits. And because it’s a group plan, your costs will be lower. This plan also gives you the freedom to seek care across the country. You have the flexibility to go outside the network for the same cost. No referral is needed. 

2027 BlueSecure℠ (Effective January 1, 2027)

BlueSecure works together with Original Medicare to cover your medical and hospital costs. And because it’s a group plan, your costs will be lower. This plan also gives you the freedom to seek care across the country. No referral is needed.

2027 Prescription Drug Coverage for Retirees Enrolled in the BlueSecure Plan

Effective January 1, 2027, retirees enrolled in the BlueSecure retiree medical plan will have a separate Medicare Part D Prescription Drug Plan (PDP), HealthSpring℠ Rx (PDP). Blue Cross and Blue Shield of Illinois will still administer the BlueSecure plan and HealthSpring will administer the Medicare Part D Plan. HealthSpring is an HCSC Brand.

View your HealthSpring Rx (PDP) Group Medicare Part D Plan

2027 HCSC Retiree Benefit Highlight Comparison Chart

Benefit Highlight Comparison Chart – Traditional Plans (HSA 1 and HSA 2) and Group Retiree Medicare Plans

 

2026 Plan Year

2026 Blue Cross Group Medicare Advantage Open Access (PPO)℠ (Effective January 1, 2026)

This Open Access Medicare Advantage plan bundles medical care and prescription drug coverage with extra health and wellness benefits. And because it’s a group plan, your costs will be lower. This plan also gives you the freedom to seek care across the country. You have the flexibility to go outside the network for the same cost. No referral is needed. 

2026 BlueSecure℠/ Blue Cross Group MedicareRx (PDP)℠ (Effective January 1, 2026)

BlueSecure and Blue Cross Group MedicareRx℠ work together with Original Medicare to cover your medical, hospital and prescription drug costs. And because it’s a group plan, your costs will be lower. This plan also gives you the freedom to seek care across the country. No referral is needed.

2026 HCSC Retiree Benefit Highlight Comparison Chart

Benefit Highlight Comparison Chart – Traditional Plans (PPO, HSA and HMO) and Group Retiree Medicare Plans

Benefit Highlight Comparison Chart – Group Retiree Medicare Plans

 

Prescription Drug Benefits for Retirees on the Blue Cross Group Medicare Advantage Open Access (PPO) Plan

Your health plan includes prescription drug benefits. These benefits are administered by Prime Therapeutics®, the Pharmacy Benefit Manager (PBM) for BCBSIL.

To find an in-network pharmacy:

  • Visit myprime.com.
  • A ‘Select your health plan’ pop up window will appear.
  • Answer ‘Yes.’
  • Select a plan year.
  • Select Blue Cross Group Medicare Advantage (PPO)℠ - 5T Standard.
  • Click ‘Continue.’
  • Search for an in-network pharmacy.

View the MAPD drug list

 

Dental Benefits

If you have dental coverage, you may continue to participate in your current plan or change plans. There are two plans available to choose from:

Basic PPO Dental Plan

Enhanced PPO Dental Plan

 

TruHearing® is a registered trademark of TruHearing, Inc., which is an independent company providing discounts on hearing aids.

HealthSpring Part D Plan Notice:

Subsidiaries of Health Care Service Corporation and their affiliates contract with Medicare to offer Part D Prescription Drug Plans (PDP) in select states. Enrollment in these plans depends on contract renewal.

Prime Therapeutics LLC provides pharmacy solutions for Blue Cross and Blue Shield of Illinois.  Blue Cross and Blue Shield of Illinois, as well as several independent Blue Cross and Blue Shield Plans, has an ownership interest in Prime Therapeutics LLC.

Last Updated: 11122026
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