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Your Blue Cross and Blue Shield of Illinois (BCBSIL) coverage includes a range of benefits to help keep you and your family healthy.
The Exelon Corporation Health Care Program uses networks of health care professionals and facilities to help meet the health care needs of you and your family.
Your benefit options are depend on where you reside. Log on to Exelon HR Services or call 1-877-739-3566 for more information.
The Participating Provider Option (PPO) is a group of doctors, hospitals and other health care professionals who agree to participate in Blue Cross and Blue Shield's PPO networks*. With the PPO and PPO+HSA, you do not have to select a personal doctor to provide or coordinate your care.
An Exclusive Provider Organization or EPO is a medical plan that only offers in-network coverage. There is no benefit coverage for care obtained outside the network except in emergency situations. This plan does not require you to select a Primary Care Physician to provide or coordinate your care.
In-Network Care
When you enroll in a BCBSIL medical plan, you can visit any PPO contracting doctor and hospital and receive in-network benefits.
Out-of-Network Care
You may visit any doctor, hospital or ancillary provider outside of the PPO network, but when you do, your out-of-network benefits will be lower and you will have to meet an out-of-network benefit plan year deductible.
Your plan features Benefits Value Advisors (BVA) to help you manage all aspects of your health care. No matter where you are in life or what health concerns you or your covered dependents may have, a BVA will support you along the way.
Connect with an advisor who listens, knows your situation, and can help you:
Plus, BVAs can help you earn cash with Member Rewards. You could get cash back by shopping for lower cost medical procedures. You can contact a BVA or shop online using the Provider Finder tool. Either way, you could get cash just for being a smart shopper.
It’s easy to connect. Talk to a BVA by calling 1-800-516-1268.
*Residents in Wisconsin will choose a provider in the Blue Preferred POS network when receiving in-network care in Wisconsin. When receiving care outside of care outside of Wisconsin, use a provider in the PPO network. Residents in Maryland/DC or Northern Virginia (counties of Fairfax, Fairfax City, Falls Church City, Prince William, Arlington, and Alexandria City) will choose a provider in the BlueChoice Advantage Open Access network when receiving in-network care in those areas. When receiving care outside of those areas, use a provider in the PPO network.