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Prescription Drug Benefits

Find out what medications are covered and where you can get your prescriptions filled to maximize your benefits.

Which Prescription Drugs Are Covered?*

The prescription drug list is a continually updated list of covered drugs. 

Choosing drugs from this list may save you money.

2024 drug list for current members: Performance Drug List

View the Performance Drug List to check if your medicine(s) are covered. Review a list of drugs (as of Oct. 1, 2023) that moved to a higher payment tier or are no longer covered starting Jan. 1, 2024. The left column lists drug(s) that moved to a non-preferred brand status or are no longer covered.

Please call us at 1-877-325-2996 to verify prescription coverage. If you do not see your medication on the list, check with your doctor for a therapeutic alternative that might be right for you.

Preventive Drug Lists

* Note that some drugs may be excluded from the drug list and some drugs may move to a higher payment level. The drugs that move to a higher payment level may still be covered but you will pay more. Drugs that are excluded will not be covered under your pharmacy benefit. Your plan may have a different coverage level for specialty drugs. If you have questions about your coverage for specialty medications or your prescription drug benefit, call 1-877-325-2996 to talk to a Customer Advocate.

New: MedsYourWay®

MedsYourWay® is a program that works with your BCBSIL pharmacy benefit to automatically search for and find lower costs for your eligible medicines. All you need is your ID Card.

How it Works

When you have your prescription filled at a participating, in-network retail pharmacy, simply show your ID Card to the pharmacist. MedsYourWay automatically compares the prices from participating drug discount cards against your cost share under your pharmacy benefit plan for eligible prescriptions.

The comparisons are done behind the scenes at the pharmacy. You will pay the lower available price and what you pay will apply to your yearly plan deductibles and/or out-of-pocket maximums.

MedsYourWay is not insurance. It is a drug discount card program that compares the drug discount card price for an eligible medication at participating pharmacies to the member’s benefit plan cost share amount and then applies the lower available price. Eligible medications are subject to change, prescription prices may vary by location and not all retail pharmacies participate. MedsYourWay is administered by Prime Therapeutics, LLC, which administers the pharmacy benefit management services for your plan.

New: MyBlueRxIL

MyBlueRxIL is a personalized pharmacy app to make it easy to understand and manage prescription drugs and out-of-pocket costs for yourself and your family.

How it works

This app puts your prescription drug information in your hands with features that allow you to:

  • Compare drug costs at different pharmacies
  • Find available lower-cost drug options
  • Manage prescription drug care for your family
  • Access information about your prescription drugs, including medication details, claims history, coverage, clinical review, approvals and refills
  • Get reminders when it’s time to refill your prescription or renew a clinical review approval

Download the free app from the App Store or Google Play. Use your Blue Access for MembersSM log in or create an account using your member ID number to get started. Dependents age 18 and older can download the app and create their own account.

Estimate Prescription Drug Prices

You can estimate how much your prescription medications will cost at MyPrime.

Visit MyPrime to find prices for your medications and learn how to keep costs down by utilizing the Performance Drug List above for current members.

Medications That Must Be Pre-Approved

Under the Prior Authorization Program, your doctor has to get approval from Blue Cross and Blue Shield of Illinois (BCBSIL) before your prescription drug plan will cover certain medications and drug categories.

Check to see if pre-approval is needed for your medication.

Medications That Require a Prescription History

The Step Therapy Program encourages safe, cost-effective medication use by requiring you to have a prescription history for a "first-line" medication before your benefit plan will cover a "second-line" drug.

  • A first-line drug is recognized as safe and effective in treating a specific medical condition, as well as being a cost-effective treatment option.
  • A second-line drug is a less-preferred or potentially more costly treatment option.

Check to see if any special requirements apply for your medication.

If you are a current member and have recently gone through the Step Therapy Program, you do not have to complete it again.

Where to Fill Your Prescriptions

To use your prescription drug benefits:

  • Find a contracting pharmacy near you and show them your member ID card. Please note, CVS-owned pharmacies are excluded from your Blue Cross and Blue Shield pharmacy network.
  • For maintenance (or long-term) medications, you can have up to a 90-day supply sent right to your home using the home-delivery program. Your plan may also allow you to fill a 90-day supply of your covered maintenance medication(s) at a contracting pharmacy. Be sure to check your benefit materials to verify.

Log in to Blue Access for MembersSM to find the prescription drug forms that specifically apply to your coverage under the "Forms and Documents" tab. If you need help finding a pharmacy or forms, call 1-877-325-2996 to talk to a Customer Advocate.

Transferring Current Prescription(s) to a New Pharmacy

  • Over the phone or in person, ask your new pharmacy/pharmacist to contact your current pharmacy and transfer any remaining refills for you.
  • You can find the pharmacy's phone number on the label of your prescription.
  • Give the new pharmacy/pharmacist your prescription number, which is also on the label of your prescription.
  • When you fill your prescription at your new pharmacy, be sure to bring your member ID card with you.
  • To start using the home delivery program, sign in at myprime.com and follow the instructions to register.

Other Special Requirements and Limitations

Certain medications have special rules for coverage which may include:

  • Higher out-of-pocket costs for name-brand drugs that have generic or over-the-counter versions
  • Requirements around specialty medications used to treat complex medical conditions such as Hepatitis C and multiple sclerosis (MS)
  • Restrictions on how much of a drug you can get at once and how often you can get that prescription refilled at that quantity

Learn how these special rules might affect you.