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Products and Services

We offer a broad selection of insurance products and services to help financially protect your employees and their families.


Life insurance is a great way to provide for loved ones in the event of an untimely death. It can be one of the wisest decisions a person can make to financially protect those who financially depend on them.

Short-Term Disability

Short-Term Disability (STD) plans pay benefits when sickness or injury prevents you from working full time.

Long-Term Disability

Long-Term Disability insurance allows you to protect yourself and your family by providing a convenient, economical way of securing an income while out of work from an unexpected accidental injury or illness.

Disability/Medical Integration

The Disability/Medical Integration product streamlines the disability claim process to arrive at a decision faster through medical information sharing and cooperation between clinical health advocates and the disability team. Available for groups with Medical/Health Advocacy and Disability coverage through Blue Cross and Blue Shield of Illinois.

Accidental Death & Dismemberment

Accidental Death and Dismemberment (AD&D) coverage pays additional benefits if a death or injuries occur as the result of an accident.

Critical Illness

Critical Illness insurance pays cash directly to the insured individual for the unplanned expenses of a critical illness.


Accident insurance provides cash directly to the insured individual for the unexpected costs of an accidental injury

Hospital Indemnity

Hospital Indemnity Insurance provides cash directly to the insured individual for the unforeseen costs of a hospitalization.

Enhanced Solutions: Education

Enhanced Solutions: Education – We have designed benefits specifically for education professionals and have embedded them into our standard insurance products at no additional cost.

Enhanced Solutions: Municipalities

Enhanced Solutions: Municipalities – Features that have been designed specifically for municipalities and their employees. They are included in our standard products and services at no additional cost.


Stand-alone vision that provides coverage for comprehensive vision exams and corrective eyesight material. It works alongside your medical coverage to help you take care of your overall health.