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Life Insurance Needs Calculator

Although we don’t like to talk about it, the fact is that most people need life insurance to financially protect their family in case of premature death.

Answer the following questions to see if life insurance is right for you. 


Has your life changed since you last considered buying life insurance protection?
— Married, children, new home, new car, raise or promotion?


Would you pass debt to your family?


Would your family's financial lifestyle change if your income stopped today?

If you answered YES to any of these, it's time to review your Life Insurance protection.

If you are unsure of how much life insurance is right for you, use the Life Insurance Needs calculator below to get a recommendation from an independent source.

Launch the Calculator

The information provided by this calculator may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

The Life Insurance Calculator is created, established and maintained by CalcXML. CalcXML is an independent organization and is solely responsible for the products and services it provides.