Blue Cross Medicare Advantage Plans

Blue Cross Medicare Advantage is Your All-In-One Plan

Our HMO, HMO-POS and PPO plans bundle prescription drug coverage plus value-added options with your Original Medicare benefits.

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Here are some plan highlights.

Blue Cross Medicare Advantage (HMO)SM

Blue Cross Medicare Advantage (HMO-POS)SM

Blue Cross Medicare Advantage (PPO)SM

  • Typically have lower or $0 monthly premiums
  • A $0 monthly premium option is available
  • Tend to have higher monthly premiums. $0 monthly premium options are available
  • Your care is handled by one primary care provider (PCP) who knows your health history.
  • Flexibility to see doctors outside of the plan network in some cases
  • You are not required to select a PCP
  • Your costs will be as low as possible when you see a provider in the network
  • A predetermined copay rate, no coinsurance, to see doctors or specialists outside of the plan network
  • Freedom to use doctors, hospitals, and providers outside of the network but you may pay higher copays and coinsurance
  • You may be required to get a referral from your primary care physician prior to visiting a specialist
  • Includes drug coverage
  • You will save money if you use doctors, hospitals, and other health care providers within the plan’s network
  • Includes drug coverage
  • Includes drug coverage