Blue Cross Medicare Advantage Plans

Blue Cross Medicare Advantage is Your All-In-One Plan

Our HMO, HMO-POS and PPO plans bundle prescription drug coverage plus value-added options with your Original Medicare benefits.

Here are some plan highlights.

Blue Cross Medicare Advantage (HMO)^SM	Blue Cross Medicare Advantage (HMO-POS)^SM	Blue Cross Medicare Advantage (PPO)^SM
Typically have lower or $0 monthly premiums	A $0 monthly premium option is available	Tend to have higher monthly premiums. $0 monthly premium options are available
Your care is handled by one primary care provider (PCP) who knows your health history.	Flexibility to see doctors outside of the plan network in some cases	You are not required to select a PCP
Your costs will be as low as possible when you see a provider in the network	A predetermined copay rate, no coinsurance, to see doctors or specialists outside of the plan network	Freedom to use doctors, hospitals, and providers outside of the network but you may pay higher copays and coinsurance
You may be required to get a referral from your primary care physician prior to visiting a specialist	Includes drug coverage	You will save money if you use doctors, hospitals, and other health care providers within the plan’s network
Includes drug coverage		Includes drug coverage