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Member Rewards 

Did you know that prices for the same quality medical services can differ by thousands of dollars within the same region and health plan network? Member Rewards, administered by Sapphire Digital1, offers cash rewards for choosing high-quality, lower-cost providers available through the Blue Cross and Blue Shield of Illinois (BCBSIL) network. Combined with Provider Finder®, our nationwide database of independently contracted health care providers, Member Rewards can help you:

  • Compare costs and quality for numerous procedures
  • Estimate out-of-pocket costs
  • Earn cash while shopping for care
  • Save money and make the most efficient use of your health care benefits
  • Consider treatment decisions with your doctors

How Does It Work? 

  1. Call a Benefits Value Advisor to find a reward-eligible location. Or log in to Blue Access for MembersSM and select Find Care.
  2. Get the procedure or service at your chosen reward-eligible location.
  3. Receive a cash reward by check, which will be mailed directly to your home, after the claim is paid and the location is verified as reward-eligible. 

To get started, call your Benefits Value Advisor at 1-877-224-9598 or shop online using the Provider Finder tool.  Either way, you could get cash just for being a smart shopper.


1Sapphire Digital is an independent company that administers the Member Rewards program for Blue Cross and Blue Shield of Illinois (BCBSIL).

BCBSIL makes no endorsement, representation or warranty regarding Sapphire Digital’s administration of the Member Rewards program. Information received through the Member Rewards program is not meant to replace advice of a health care professional, and decisions regarding course and place of treatment remain with the member and his or her health care provider. Eligibility for rewards is subject to terms and conditions of the Member Rewards program.