Shopping for Health Insurance?

Join our mailing list to receive helpful information.

Thank you!

Your information has been received.

Sorry!

Your information could not be received.

Special Enrollment

The Affordable Care Act guarantees that almost everyone can get health insurance. In most cases, you can only sign up for a health insurance plan during the open enrollment period.

If you miss open enrollment, you may be able to enroll during the special enrollment period. This runs from February 1, 2017 through October 31, 2017. To be eligible, you must have had a qualifying "life event" within the past 60 days.

What Is a Qualifying Life Event?

You have had a qualifying life event — and therefore qualify for the special enrollment period — if:

If you have questions about your eligibility, call us at 1-800-477-2000.

How Does Special Enrollment Work?

In most cases, you have 60 days after the qualifying life event to enroll in or change your health plan. If you have insurance through your job, you may only have 30 days to enroll. You can enroll directly through Blue Cross and Blue Shield of Illinois (BCBSIL). Or, if you think you qualify for financial assistance, you can apply on the Health Insurance Marketplace.

If you already have a plan and want to change it, you can do so on the Marketplace or with BCBSIL, depending on where you first enrolled.

When you sign up for or change your insurance plan during the special enrollment period, your coverage may not start right away. The date your coverage starts is based on your life event and the date you apply.

Open Enrollment Versus Special Enrollment

What Documents Do I Need for Special Enrollment?

To enroll in health care coverage during special enrollment, you'll need to show documents with the date of the life event. The documents you will need may vary from a government issued ID to an employer letter on company letterhead.

View a the full list of required documents PDF Document.

What if I Don't Qualify for Special Enrollment?

Depending on your income, you may qualify for Medicaid or CHIP. There is no special enrollment period for those government offered coverage options – you can apply at any time.

Members of American Indian tribes can enroll any month, not just during open enrollment. You can even apply for cost assistance.

Start Shopping Now

If you qualify for special enrollment, start shopping now to compare BCBSIL plans and find the right one for you.

Start Shopping Now

* Please note that the following are not considered loss of coverage: voluntarily canceling your health insurance plan, having your plan canceled because you did not pay your premiums or because your plan did not meet the requirements set by the Affordable Care Act.

Tab One Chat Now

Tab pannel

Chat with us Online

Powered by Salesforce

We can answer your questions and help you enroll.

Agents are available:
Monday - Friday, 8am - 8pm CT
Saturday, 8am - 6pm CT
Sunday, 10am - 6pm CT

By clicking this link, you will be directed to a website or application hosted by a vendor, an independent company contracted with BCBSIL or a subcontractor of the vendor. These vendors may have their own Terms of Use and/or Privacy Statement.

Tab pannel ends. Press down arrow or tab to move to the next tab

Tab Two Ask Question

Tab pannel

Ask a sales question

Please fill out the form below and a licensed agent will contact you to help answer your questions.

Please enter a valid first name
Please enter a valid last name

How would you prefer to be contacted?

Language Preference*
Please enter a valid phone number
Please enter a valid email address
Please enter a question

50characters remaining

You must be at least 18 years old to submit a request.

Thank you!

Your information has been received.

Sorry!

There has been an error with your submission.

Tab pannel ends. Press down arrow or tab to move to the next tab

Tab Three Request Brochure

Tab pannel

Request a Brochure

Please fill out the form below and we will send you information about our health insurance plans.

Please enter a valid first name
Please enter a valid last name
Please enter a valid email address
Please enter a valid phone number

If you provide a phone number, an agent may call you to make sure that you received the information and to answer any questions that you might have.

You must be at least 18 years old to submit a request.

Thank you!

Your information has been received.

Sorry!

There has been an error with your submission.

Tab pannel ends. Press down arrow or tab to move to the next tab

Tab Four Request Agent

Tab pannel

Online Agent Request Form

Please fill out the form below and a Blue Cross and Blue Shield of Illinois authorized agent will contact you within 1 to 2 business days. They will schedule an appointment at a time and location that is convenient for you. There is no cost or obligation for this service.

Please select the product you are interested in
Please enter a valid first name
Please enter a valid last name
Please enter a valid email address
Please enter a valid date of birth (MM/DD/YYYY)
Please enter a valid city
Please select a state
Please enter a valid zip code
Please enter a valid phone number

You must be at least 18 years old to submit a request.

Thank you!

Your information has been received.

Sorry!

There has been an error with your submission.

Tab pannel ends. Press down arrow or tab to move to the next tab

Tab Five Call Us

Tab pannel

Need Assistance Shopping?

Sales Questions and Additional Plan Information:
1-866-514-8044

Monday – Friday, 8am – 8pm CT
Saturday, 8am – 6pm CT
Sunday, 10am – 6pm CT

Customer Service:
1-800-538-8833

Monday – Friday, 7am – 8pm CT
Saturday, 8am – 5pm CT
Sunday, Closed

Already a member?
Call the customer service number on the back of your member ID card.

Tab pannel ends.