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Review Your Personalized 2026 Health Plan Details

Your health packet will include important information about your 2026 health plan, highlighting any changes to your current plan and monthly payment for next year

Your current health plan may not provide all of the rights and protections of the Affordable Care Act (ACA). You have options for getting 2026 coverage that complies with the ACA.

  • When you apply for a plan through the Illinois Marketplace, you'll learn if you qualify for savings, like premium tax credits or post-sharing assistance.
  • BCBSIL also offers plans outside the Marketplace to fit your budget and needs.
  • Just know federal financial help isn't available for plans outside the Marketplace.
     
Illustration of the personalized renewal packet

You May Qualify for Lower Payments

Find out if you qualify for financial help with premium tax credits, or subsidies, to lower your monthly health plan bill. This financial help is based on your income and family size.

Get Started
Woman getting prescription from a doctor.

Helpful Tips To Get Started

When thinking about your plan for next year, make sure to:

  • Find a doctor. Check if your doctors and hospitals are in-network. Search for providers
  • Understand care options. Knowing your best care options could save you time and money. Choose care
  • Set communication preferences. Sign up to get your welcome kit and other member details digitally instead of by mail. Update your digital settings
  • Download the BCBSIL mobile app. Make your monthly payments, find in-network care, review your claim status and get your virtual member ID card on the go. Download the mobile app
  • Review covered prescriptions. Drug lists and tiers may change during the year. Make sure your prescriptions are still covered. Review drug list

What Our Members Are Saying1

"I know that regardless of whatever might come up medically, it's not going to have a major impact on me. I know once that out of pocket is met, they take care of the rest. I feel protected by them."

- William Z.

"Urgent care is so easy, getting into my doctors, getting into a specialist, getting my prescriptions, getting care, is never an issue for me. It's easy."

- Colleen M.

"Everybody has different levels of need for their health care. Blue Cross has delivered. I've been completely pleased, and a longtime customer, and I hope to be here for a long time more."

- Victoria A.

1 These testimonials were paid endorsements.