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You should have received your 2026 plan detail in a letter from us, including a 10-digit secure access code to review your plan information online.
If you'd like to keep your current plan, just keep paying your monthly bills on time to be automatically enrolled for next year. If you would like to explore a different plan for next year, we have a range of plan options available.
Do you have Medicare or coverage with your employer?
Visit our Contact Us page to find help from our Customer Service team. Depending on your plan type, you may still be able to renew or enroll in 2026 coverage.
How can I prepare to renew my plan?
1. Get your documents ready: The Marketplace looks at annual household income and other information to decide if you qualify for savings on health coverage through the Marketplace like premium tax credits and other cost-sharing reductions. You may be asked to submit documents to confirm your income information.
It's helpful to have a verification of your income handy, like a recent pay stub, tax return or W2.
2. Update your information: Make sure your contact information is current. This will help make sure you do not miss important information from the Illinois State Marketplace, Get Covered Illinois®, or BCBSIL.
Log in to your member account to update your information.
3. Watch your inbox: We'll provide you with information on 2026 coverage options and premium information before and during Open Enrollment.
Need Help Now?
Our authorized agents are ready to help you renew for with confidence. Give us a call to find answers to your questions.
Stay On Track: Know Your Timeline
Open Enrollment starts Nov. 1. But did you know you could start taking actions sooner? Here are the steps you should take to keep your plan:
- November: Open Enrollment starts on Nov. 1. Then, you take action to keep your coverage and review 2026 options. In November, you'll receive a renewal email with a secure link for your plan and plan pricing updates.
- December: Make sure you choose to keep your plan and pay your premium by its due date to remain covered in 2026.
- January: Get ready to start using your benefits. If you pay your premium by Dec. 15, your coverage will begin Jan. 1.
How can I check if I qualify for savings?
Premium tax credits are determined by the government based on things like your annual income, address and family size. Visit our shopping platform to learn if you qualify.
What is Get Covered Illinois?
This year, Illinois has a state-based health insurance marketplace, Get Covered Illinois®. You can check your premium tax credit, or subsidy, eligibility and apply your savings through Get Covered Illinois. You'll be directed to the Illinois marketplace if you choose to check if you qualify for subsidies on our shopping platform.
How can I make a payment?
Our member payment portal offers secure, online options to pay your premium. Make your first premium payment, a one-time or guest payment or sign up for Auto Bill Pay.