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1. Get your documents ready: The Marketplace looks at annual household income and other information to decide if you qualify for savings on health coverage through the Marketplace like premium tax credits and other cost-sharing reductions. You may be asked to submit documents to confirm your income information.
It's helpful to have a verification of your income handy, like a recent pay stub, tax return or W2.
2. Update your information: Make sure your contact information is current. This will help make sure you do not miss important information from the Marketplace or BCBSIL.
Call your agent or BCBSIL at 1-866-514-8044 if you need to update your family size or household income so that it is ready for 2026 coverage enrollment.
3. Watch your inbox: We'll provide you with information on 2026 coverage options and premium information as we approach the start of Open Enrollment.
Stay On Track: Know Your Timeline
Open Enrollment starts Nov. 1. But did you know you could start taking actions sooner? Here are the steps you should take to navigate renewing:
- October: Make sure you have your documents in order and, if you have an agent, schedule an appointment with them. Near the end of October, you'll get your 2026 renewal packet.
- November: Open Enrollment starts on Nov. 1. Then, you take action to renew and review 2026 coverage options.
- December: Make sure you renew by Dec. 15 for coverage starting Jan. 1. Open Enrollment ends Jan. 15. If you renew or enroll between Dec. 16 and Jan. 15, your coverage will not begin until Feb. 1. After paying your first premium for 2026, you should start receiving additional member materials.
