Why Choose Us?

Beyond coverage you can count on at affordable prices, a BCBSIL health care plan gives you access to tools and cost-saving programs like:

Plus, your plan gives you access to a network of doctors and hospitals close to home.

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Your Health Plan Basics

With your BCBSIL health plan, you'll always have these health benefits.

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Prescription Drug Coverage

All our health plans offer prescription drug coverage. Once you've met your plan’s deductible, you will either pay a set dollar amount (copay) or percentage of (coinsurance) your drug costs. 

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Essential Health Benefits

Our plans cover the health benefits essential under the Affordable Care Act, including: maternity, newborn and pediatric care, emergency care, hospitalizations, labs, prescribed drugs, disease management, mental health, substance use and rehabilitative services.

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Preventive Care Services

Many preventive care services, like screenings, vaccines and wellness programs, are covered under BCBSIL plans. When you get this care in-network, you won't pay out-of-pocket costs.

Even More Benefits

With a BCBSIL health care plan, you'll get access to tools, resources and benefits that go beyond the essentials.

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Telehealth

Rely on MDLIVE® for 24/7 virtual doctor visits and e-prescriptions sent to your local pharmacy.  If your primary care provider (PCP) offers virtual visits or telehealth services, you could meet with them over the phone or online for no extra fees. Want more convenience with your PCP? Now, members can select MDLIVE as their preferred PCP.

More about telehealth

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24/7 Bilingual Nurseline

Similar to virtual visits, the 24/7 Bilingual Nurseline is a quick and affordable way to get care in English or Spanish. Bilingual nurses are on call to answer your health questions or concerns. Call the 24/7 Bilingual Nurseline at 1-800-299-0274.

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Health and Wellness Discounts

You and your family can save on health care products and services through our discount program, Blue365®. Pay less for things like fitness clothing, sneakers, gym memberships and more. 

Review Blue 365 discounts

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Wellness Tracking

Well OnTarget®, an online portal and app, helps keep your wellness routine fun and on-track. Use the health and lifestyle trackers, get advice from the coaching team and more.

Log in to access Well OnTarget