Premium Tax Credit Estimator

Based on your income and family size, you may be able to get a subsidy, also known as a premium tax credit (PTC) or other financial assistance to help pay for your coverage. This can lower the amount you will owe on your monthly premium bill.

Are you eligible?

  • $48,560
  • An individual with an income under $48,560
  • $65,840
  • A couple with an income under $65,840
  • $83,120
  • A family of three with an income under $83,120
  • $100,400
  • A family of four with an income under $100,400
  • $117,680
  • A family of five with an income under $117,680

Get Your Estimated Tax Credit »

Don't think you're eligible? The income limits might surprise you1. For example, if you have a family of 4 and make $100,400 or less a year, you may qualify for a PTC. Learn how this may affect your tax return.

If you didn't get financial assistance last year, be sure to check again. The tax credit calculation is updated each year. You also may qualify for more if you experienced any of these life events:

To get a PTC, you must buy a health plan on the Marketplace with essential health benefits.

As a reminder, you can buy your health plan:

  • On our website and apply the premium credit
  • On the Official Health Marketplace
  • With a licensed agent

The PTC isn’t available if you can get health care coverage through your job.

Use our premium tax credit estimator to see how much help you may get. You'll be able to see your official PTC amount when you sign up for your health plan.

1 Source: Healthcare.gov 2018 FPL levels used in calculating your 2019 premium tax credit (PTC) estimate

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Online Agent Request Form

Please fill out the form below and a Blue Cross and Blue Shield of Illinois authorized agent will contact you within 1 to 2 business days. They will schedule an appointment at a time and location that is convenient for you. There is no cost or obligation for this service.

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Tab Four Call Us

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Need Assistance Shopping?

Sales Questions and Additional Plan Information:
1-866-514-8044
Calls may or may not be answered inside the United States.

Monday – Friday: 8 a.m. – 8 p.m. CT
Saturday: 8:30 a.m. – 12:30 p.m. CT
Sunday: Closed

Customer Service:
1-800-538-8833
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Monday – Friday: 7 a.m. – 8 p.m. CT
Saturday: 8 a.m. – 5 p.m. CT
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