Knowing health insurance basics can help you and your family find a health care plan that fits your budget and needs.
Individual and Family
Dental & Vision
Life & Disability
Consumer-Directed Health Accounts
Pharmacy and Prescription Plans
Illinois Medical Plan Drug Lists
Understanding Health Insurance
How Health Insurance Works
Coverage Information
Importance of Health Insurance
Member Resources
Account Access
Quick Links
Policy Documents
Forms
New Member
Returning Shopper?
Log In to the Shopping Cart
Need to Make a Payment?
Access Your Payment Options
Knowing health insurance basics can help you and your family find a health care plan that fits your budget and needs.
When comparing Blue Cross and Blue Shield of Illinois (BCBSIL) health plans, you might come across some options like:
Learn what premiums, deductibles, copayments and coinsurance are and how they work together for your coverage.
Learn about the BCBSIL tools that can help you best use your plan, like Provider Finder, Form Finder and Blue Access for MembersSM.
You may be able to save on your monthly bill with a premium tax credit, also known as a subsidy. Find out how much you could save.
Last Updated: May 23, 2023