Understanding Health Insurance | Blue Cross and Blue Shield of Illinois

Welcome
Employers
Producers
Providers

Company Information
Feedback
Language Assistance
En español

our virtual assistant

Home

Providers in Your Network

Find a Doctor or Hospital
Find a Dentist
Find a Vision Provider
Virtual Visit
Providers Outside of U.S.
Breastfeeding Counseling

Blue Distinction® Specialty Care

Blue Distinction Centers

Where You Go Matters

Know Your Network
Choosing Health Care Options
Tips To Find a Doctor or Hospital
What Is an Emergency
Understanding Costs and Quality
Provider Network Selection Criteria
Provider Information Validation
Blue Star Group Report
Utilization Management

Individual & Family
Medicare
Medicaid
- Medicaid BCCHP
- Medicaid MMAI

Individual and Family Health Plans

Understand Health Care Plans
Pay My Bill
Find Out What's Next After Applying
Learn About Pharmacy Benefits
Useful Tools and Resources
Scheduling Your Annual Exam
Get Your 2022 Health Care Plan
2022 Prescription Drug Changes

Medicare Basics

How Medicare Works
Turning 65
How is Medicare Different?
How You Qualify
When to Enroll
Why Choose Blue

Blue Cross Medicare Options

Blue Cross Medicare Advantage Plans
Blue Cross Medicare Rx (PDP) Plans
Blue Medicare Supplement Insurance^SM Plans (Medigap)
- Med-Supp Extra Health and Wellness Benefits

Member Services

Blue Cross Medicare Advantage Plans
Blue Cross Medicare Rx Plans
Blue Med Supp Ins Plan

Tools & Resources

Blue Access for Members
Alerts & Announcements
Medicare Videos
Caregiver Tips
Request an Agent
Forms & Documents
- Medicare Supplement Insurance Plan Documents
Request Medicare Booklet
Third-Party Resources

Benefits & Coverage

Welcome to Blue
Medical Benefits
Prior Authorization
Value Added Benefits
Drug Coverage
Dental Coverage
Vision Coverage
Transportation Services
Behavioral Health Services

Getting Care

Find a Provider
Care Coordination
Health and Wellness
Best Benefits

Join Our Plan

Join BCCHP
Join MLTSS
Keeping My Care

MLTSS

Home and Community-Based Waiver Services
Behavioral Health Services
Nursing Facilities
Transportation Services

Resources

Blue Access for Members
Appeals and Grievances
How to Report Fraud
The Illinois Long Term Care Ombudsman Program
Forms and Documents
Frequently Asked Questions

Contact Us

Email

Legal and Privacy

Terms of Use and Privacy Statement
Privacy Practices Notice
Copyright Infringement Notification
Non-Discrimination Notice

Plan Details

Medical Benefits
Behavioral Health
Drug Coverage
Dental Coverage
Vision Coverage
Transportation Services
Supplemental Benefits

Getting Care

Find a Provider
Out-of-Network Coverage
Care Coordination
Prior Authorization

Long Term Services

Home and Community-Based Services & Waivers
Nursing Facilities
Self-Directed Care

Member Resources

Welcome to Your Plan
Member Rights and Responsibilities
Grievances, Appeals and Coverage Decisions
How to Report Fraud
How to Contact Home Care Ombudsman
Health and Wellness
Forms and Documents

Legal and Privacy

Website Terms of Use and Privacy Statement
Privacy Practices Notice and Forms
Copyright Infringement Notice
Non-Discrimination Notice

Contact Us

Email Us

Prescription Drugs

Pharmacy and Prescription Plans

Pharmacy Prescription Plan Information
Additional Resources

Drug Lists

Prescription Drug Lists
Search Drug Lists
Dispensing Limits
Generic Drugs
Previous Formulary Updates

Pharmacy

Find a Pharmacy
HMO Pharmacy Programs
Non-HMO Pharmacy Programs

Insurance Basics

Understanding Health Insurance

Health Insurance Basics
Types of Health Insurance
Health Insurance Costs
Premium Tax Credit Estimator
How To Enroll In a Plan
Glossary of Health Insurance Terms

How Health Insurance Works

What Is An HMO
What Is a PPO
What Is a CDHP
What Is An HSA
All About Flexible Spending Accounts
Deductibles and Coinsurance

Coverage Information

Health Insurance Tax Information
Transparency in Coverage
Mental Health Parity

Importance of Health Insurance

Benefits of Health Insurance
Affordable Health Insurance
Health Care Costs

Individual and Family

Shop Health Care Plans and Products
Vision Insurance Plans
Special Enrollment

Blue Cross Medicare Options℠

Blue Cross Medicare Options℠
Blue Cross Medicare Advantage℠ Plans
Blue Cross MedicareRx (PDP)℠ Plans
Blue Medicare Supplement Insurance Plans (Medigap)

Medicaid

Blue Cross Community MMAI℠
Blue Cross Community Health Plans℠

Other Plans

Student Health Plans
Supplemental Health Insurance Plans
Travel Medical and Expatriate Plans

Get a Quote

Get a Quote

Member Services

Member Resources

Member Services
Welcome to Your Health Plan
Making Your Health Insurance Work For You
Frequently Asked Questions
Surprise Medical Bills
LGBTQ Support

Account Access

Sign Up for Online Account Access
Blue Access Mobile
Digital Preferences

Why Choose Us

Advantages of Membership
Wellbeing Management
Blue365 Discount Program
Blue Care Dental Connection
BlueCard Program

Quick Links

Contact Us
Language Assistance

Policy Documents

2022 Policy Documents
- QHP Small Group Actual Policy Documents
- Pre Affordable Care Act Plans
2021 Policy Documents
- Prescription Drug Changes and Pharmacy Information
- Pre Affordable Care Act Plans
2020 Policy Documents
- QHP Small Group Actual Policy Documents
2019 Policy Documents
- QHP Small Group Actual Policy Documents

Forms

Form Finder
Form Finder Help

New Member

Find Out What's Next After Applying

Employers

Producers

Providers

Company Information

Sign Up or Login

Member Login

Log In to Your Account

Returning Shopper?
Log In to the Shopping Cart

Need to Make a Payment?
Access Your Payment Options

Insurance Basics

Health Care Costs
Types of Health Insurance Coverage
Get Free In-Person Help
Glossary
FAQs

Buying a Health Plan

How to Enroll for Health Insurance
Get a Quote/Browse and Buy Plans
Premium Tax Credit Estimator
Individual & Family Plans
Medicare Plans

Member Resources

Log in to Blue Access for Members
Register for Blue Access for Members
Pay My Bill
Federal Employee Program (FEP)

Legal and Privacy
Non-Discrimination Notice
Careers
Contact Us
Newsroom

Blue Cross and Blue Shield of Illinois, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association

© Copyright 2022 Health Care Service Corporation. All Rights Reserved.

PDF File is in portable document format (PDF). To view this file, you may need to install a PDF reader program. Most PDF readers are a free download. One option is Adobe^® Reader^® which has a built-in reader. Other Adobe accessibility tools and information can be downloaded at http://access.adobe.com

External link You are leaving this website/app (“site”). This new site may be offered by a vendor or an independent third party. The site may also contain non-Medicare related information. In addition, some sites may require you to agree to their terms of use and privacy policy.