Premium Tax Credit Estimator

Health care coverage may be more affordable than you think.

Based on your income and family size, you may be able to get a subsidy, also known as a premium tax credit or financial help. This can help lower the amount you pay for your health care coverage each month.

Our premium tax credit estimator lets you see how much help you may get. You'll see your official premium tax credit amount when you buy your health plan.

Buy Your Health Plan

As a reminder, you can buy your health plan:

  • On our website and apply the premium tax credit
  • On the Official Health Insurance Marketplace
  • With a licensed agent

Important Information About Out-of-Pocket Costs

If you have a 2021 Blue Cross and Blue Shield of Illinois (BCBSIL) health plan, you may have begun paying out-of-pocket costs. If you buy a new BCBIL health plan, this amount you’ve paid may count toward your new plan’s deductible.

To qualify, your health plan must have started within 30 days of when your current coverage ends.

If you have questions, please call the number on the back of your member ID card. You can also ask your independent licensed agent for more information.


1 CMS.gov, Early 2020-2019 Effectuated Enrollment Report

Get Help Paying For Health Insurance

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Need Assistance Shopping?

Sales Questions and Additional Plan Information:
1-866-514-8044
Calls may or may not be answered inside the United States.

Monday – Friday: 8 a.m. – 8 p.m. CT
Saturday: 8 a.m. – 6 p.m. CT
Sunday: 10 a.m. – 2 p.m. CT

Customer Service:
1-800-538-8833
Calls may or may not be answered inside the United States.

Monday – Friday: 7 a.m. – 8 p.m. CT
Saturday: 8 a.m. – 5 p.m. CT
Sunday: Closed

Already a member?
Call the Customer Service number listed on your member ID card.

New to Medicare or Need Help Shopping for a Plan?

Call us at 1-877-213-1821 TTY 711

We’re open between 8 a.m. – 8 p.m., local time, 7 days a week. If you’re calling from April 1 through September 30, alternate technologies (for example, voicemail) will be used on the weekends and holidays.