Total Care Benefit Differential

Total Care, a Blue Cross and Blue Shield Association (BCBSA) national designation program, recognizes contracted doctors and hospitals for their efforts in coordinating total patient care.

The Total Care Benefit Differential product helps you and your employees use providers with this total care distinction. You can help steer your employees to value-based care providers using the Total Care benefit differential product.

Here's an example of a benefit design:

Tier 1 – Designated Total Care Primary Care Providers
Tier 2 – PPO Contracted Facilities and Providers
Tier 3 – Out-of-network

Advantages

Total Care Benefit Differential offers employers:

  • Improved health care quality and safety for employees
  • Possible lower cost of care with potential savings
  • Flexible design
  • Decision-making support

Total Care National Availability

Employees can use the Total Care Benefit Differential product no matter where they live.

Total Care is available in 98 of the top 100 Marketing Statistical Areas, 44 states and D.C.1

12020 Value-based Program RFI Topline National Stats, December 2020. 2TC Evaluation 5.0 - National Aggregate Results, April 2020. 3Results reflect an evaluation of BCBS claims from 2017 to 2018, comparing Total Care providers to non-Total Care. 4Results reflect an evaluation of BCBS claims in 2018. 5Results reflect an evaluation of BCBS claims from 2015 to 2018. Not all products are available in all markets. Please discuss specific product options with your Blue Cross and/or Blue Shield representative.

Contact your BCBSIL Account Representative to learn more about Total Care.

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