Blue Access for Employers

Young Adult Dependent Coverage Law Effective June 1, 2009

Note that the following message regarding the Young Adult Dependent Coverage Law is now posted for members.

If you have dependents that are not currently covered under your health care and/or dental coverage plan due to age or student status, you should be aware that you may now have the option to extend or add them.

Beginning June 1, 2009, dependents who meet specific eligibility requirements under the Young Adult Dependent Coverage Law may be eligible for coverage under your policy.

Eligibility Requirements for
Non-Military Dependents 
Eligibility Requirements for
Military Veteran Dependents 
  • Must be under 26 years of age
  • Must be under 30 years of age
  • Unmarried
  • Unmarried
  • Do not have to be enrolled as a full-time student
  • Do not have to be enrolled as a full-time student
  • Illinois residency required
  • Must receive a discharge other than dishonorable

Note that this dependent coverage change does not apply to everyone. Additional eligibility requirements may apply. Please call the customer service number on the back of your Blue Cross and Blue Shield of Illinois (BCBSIL) member ID card if you have any questions about this new dependent coverage change.

If you have coverage under your employer’s group health plan, you can also direct questions to your group administrator.

Enrollment Period
If you are insured under your employer’s health insurance plan and would like to add qualified dependents to your coverage, enrollment must take place during the separate dependent enrollment period which is the 90-day period following your employer’s or company’s next renewal date.

For example, if your policy renews every year on January 1st, the initial enrollment period for your policy will begin on January 1, 2010 and end on March 30, 2010.

If you are an individual plan member, the renewal date for most individual policies begins on January 1st, 2010.

Group and individual plan members should call the customer service number on the back of their BCBSIL member ID card if they have questions about this enrollment period.

Download the Illinois Department of Insurance Young Adult Dependent Coverage Fact Sheet.