We are closely monitoring activity around the novel coronavirus 2019 (COVID-19). We are committed to helping our members, staff and communities we serve stay informed and assisting those who might be affected. We stand ready to aid doctors, hospitals and federal, state and local public health organizations in serving our members and our communities.
We’ve taken steps to lower costs and provide easier access to care for members related to COVID-19.
Currently, if you're a BCBSIL member:
Testing: You won't pay copays, deductibles or coinsurance for medically necessary lab tests to diagnose COVID-19. Your doctor doesn’t have to ask us for the OK to test for COVID-19.
Testing-Related Visits: You won’t pay copays, deductibles or coinsurance with in-network providers for visits related to COVID-19, whether at a provider's office, urgent care clinic, emergency room or by telehealth. (Testing must be medically necessary, consistent with CDC guidance and at the direction of a doctor.)
Treatment: If you are insured by BCBSIL, you won’t pay copays, deductibles or coinsurance related to treatment for COVID-19. This applies to costs associated with COVID-19 treatment at in-network facilities and treatment for out-of-network emergencies.
This includes these BCBSIL plans:
This policy covers treatment from April 1 to May 31, 2020. We will reassess this policy as events warrant. (We will work in partnership with self-funded employer groups that decide to offer the same waivers.)
We have temporarily lifted restrictions on getting early prescription fills.
Please note: This early fill information applies if you have BCBSIL pharmacy benefits administered by Prime Therapeutics. Also, all safety measures, prior authorization reviews, as well as prescribing and dispensing laws, still apply.
Currently, if you are insured by BCBSIL, including Medicare (excluding Part D plans) and Medicare Supplement members, you can:
Access provider visits for covered services through telemedicine or telehealth as outlined in your benefit plan. This includes, but is not limited to, visits with:
You won’t pay copays, deductibles, or coinsurance on in-network covered telemedicine or telehealth services.
These benefits give you access to care while reducing your risk of exposure to COVID-19 or other viruses. Services available for telemedicine or telehealth may differ based on your plan, please call the number on your member ID card if you have questions. (Note: These benefits may differ if you’re covered through your employer's self-funded plan.)
Depending on your benefits, you may have access to:
1 The 24/7 Bilingual Nurseline may not be available with all plans. Check your benefits booklet for details.
2 Virtual Visits or telehealth may not be available on all plans. Virtual Visits and telehealth are subject to the terms and conditions of your benefit plan, including benefits, limitations, and exclusions. Non-emergency medical service in Montana includes audio-only and interactive online video visits. Non-emergency medical service in New Mexico is limited to interactive online video. Non-emergency medical service in Arkansas and Idaho is limited to interactive online video for initial consultation. Other State law rules or limitations may also apply.
3 MDLIVE is a separate company that operates and administers Virtual Visits for Blue Cross and Blue Shield of Illinois. MDLIVE is solely responsible for its operations and for those of its contracted providers. MDLIVE operates subject to state regulations and may not be available in certain states. MDLIVE is not an insurance product nor a prescription fulfillment warehouse. MDLIVE does not guarantee that a prescription will be written. MDLIVE does not prescribe DEA-controlled substances, non-therapeutic drugs and certain other drugs that may be harmful because of their potential for abuse. MDLIVE physicians reserve the right to deny care for potential misuse of services.