As a means of keeping overall prescription drug costs more affordable, prescription versions of medications that are available over-the-counter (OTC) are usually not a covered benefit through the Blue Cross and Blue Shield of Illinois prescription drug card program.

This means that:

• members usually will not receive coverage for brand and generic prescription medications that have OTC versions available at the same prescription strength.
• members may still purchase the medication — either by prescription or over-the-counter — but will be responsible for the full cost of the drug.

OTC Rx List