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Eligibility and Benefits

Before You Administer Treatment…

Follow these steps every time a BCBSIL member visits your office.

1. Ask for the Member’s ID Card

2. Check Eligibility and Benefits

  • Use one of the “How to” methods below to verify participation and coverage details, according to the member’s benefit plan
  • This includes confirmation of copays, coinsurance and deductibles
  • When services may not be covered, you should notify the member that they may be billed directly

How to Check Eligibility and Benefits
Online

  • Submit an electronic Eligibility & Benefits Inquiry (ANSI 270 transaction) to BCBSIL through your preferred online vendor portal
  • Not yet registered with a third-party vendor? See our E-Commerce Connections menu for more information.

Telephone

  • Contact our Provider Telecommunications Center (PTC) at (800) 972-8088*
  • Our automated Interactive Voice Response (IVR) system is available Monday through Friday, 6 a.m. to 11:30 p.m., CT, and Saturday, 6 a.m. – 3 p.m., CT
  • For IVR navigation tips, view the caller guides in our Education and Reference Center

*Exceptions:

  • For out-of-area Blue Cross and Blue Shield members, call the BlueCard® Eligibility Line at (800) 676-BLUE (2583). Learn more about BlueCard
  • For Federal Employee Program (FEP) member eligibility, call (800) 972-8382. To learn more about FEP, visit the Product Information section of the BCBSIL Provider Manual.

Verification of eligibility and/or benefit information is not a guarantee of payment. Benefits will be determined once a claim is received and will be based upon, among other things, the member’s eligibility, any claims received during the interim period and the terms of the member’s certificate of coverage applicable on the date services were rendered.