| Whether it is deductible, coinsurance, well-care visits, or other criteria that drive your client’s purchase decision, we offer a diverse selection of health insurance plans to fit a wide range of budgets.
SelectBlue® and SelectBlue AdvantageSM are BCBSIL’s two most popular major medical plans as they feature a level of protection usually found in employer-sponsored group health care plans.
SelectBlue® features outstanding benefits like:
- $20 doctor office visit copayment for covered services -- including well-child care
- Choice of $0, $250, $500, $1000, $2500 or $5000 deductible options
- Individual Out-of-Pocket Expense Limit $1000 (at participating provider networks)
- Coverage level – choice of 100% or 80%
- $10 copayment for generic drugs with prescription drug card
- Comprehensive benefits for hospitalization, emergency care, surgery, outpatient services, and much more
- Freedom to choose doctors and hospitals from one of the largest health care provider networks in Illinois
- Up to $5,000,000 in lifetime coverage
View the SelectBlue® - Outline of Coverage
SelectBlue AdvantageSM is a new, lower-cost premier major medical plan for individuals and families and offers outstanding benefits like:
- $30 copayment for doctor visits, $10 copayment for generic prescription drugs
- $75 copayment for emergency care
- Choice of $250, $500, $1000, $1750, $2500 or $5000 deductible options
- Individual Out-of-Pocket Expense Limit $3000 (at participating provider networks)
- Coverage level – 80%
- Your choice of participating providers
View the SelectBlue AdvantageSM - Outline of Coverage
BlueChoiceSM Select and BlueChoiceSM Value are two plans we offer if your client wants broad major medical benefits and savings of the BlueChoice network. These plans provide your clients the benefits they deserve at a price that is much lower than they might expect for a major medical plan.
BlueChoiceSM Select features outstanding benefits like:
- $30 copayment covers doctor office visits
- Well-child care is covered
- Choice of $250, $500, $1000, $1750, $2500 or $5000 deductible options
- Individual Out-of-Pocket Expense Limit $3000 (at participating provider networks)
- Coverage level – 80%
- Drug card with a $10 copayment for prescription drugs
- Wide choice of participating providers
View the BlueChoiceSM Select - Outline of Coverage
BlueChoiceSM Value features outstanding benefits like:
- Coverage for hospitalization, doctor office visits
- Coverage for emergency care, outpatient prescription drugs
- Coverage for well-child care and optional maternity care
- Choice of $250, $500, $1000, $1750, $2500 or $5000 deductible options
- Individual Out-of-Pocket Expense Limit $3000 (at participating provider networks)
- Coverage level – 80%
- Up to $5,000,000 in lifetime coverage
- Your choice of participating providers
View the BlueChoiceSM Value - Outline of Coverage
BlueValueSM features outstanding benefits like:
- Reliable benefits for hospitalization, emergency care, surgery, outpatient services
- Choice of $250, $500, $1000, $2500 or $5000 deductible options
- Individual Out-of-Pocket Expense Limit $1000 (at participating provider networks)
- Coverage level – choice of 100% or 80% • Outpatient prescription drug benefits
- Freedom to choose doctors and hospitals from one of the largest health care provider networks in Illinois
- Up to $5,000,000 in lifetime coverage
View the BlueValueSM - Outline of Coverage
BlueValue AdvantageSM features outstanding benefits like:
- Coverage for hospitalization, doctor office visits
- Coverage for emergency care, outpatient prescription drugs
- Coverage for well-child care and optional maternity care
- $75 copayment for emergency care
- Choice of $250, $500, $1000, $1750, $2500 or $5000 deductible options
- Individual Out-of-Pocket Expense Limit $3000 (at participating provider networks)
- Coverage level – 80%
- Up to $5,000,000 in lifetime coverage
- Your choice of participating providers
View the BlueValue AdvantageSM - Outline of Coverage
Traditional BlueSM
For individuals and families who want dependable benefits, convenience, and freedom to use ANY doctor, we offer Traditional Blue. Traditional Blue provides comprehensive coverage for health care services that individuals and families consider essential. Services including hospitalizations, surgery, doctor office visits, emergency care, are all covered - and your client can choose ANY doctor/hospital they want. Traditional Blue includes features such as:
- A choice of $250, $500, $1000, $2500 or $5000 deductible
- Coverage level – choice of 100% or 80%
- Individual Out-of-Pocket Expense Limit $3000 (at participating provider networks)
- Outpatient Prescription Drug Coverage
- No referral needed to see a specialist
- $5,000,000 in Lifetime Protection
View the Traditional BlueSM - Outline of Coverage
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