Insurance companies, like Blue Cross Blue Shield of Illinois, offer Medicare Supplement insurance to help pay for the portion of Hospital and Medical bills Medicare does not pay. With Medicare Supplement insurance, your medical coverage is more complete. Depending on your Medicare supplement plan, your Medicare Supplement insurance will pay the hospital co-insurance and the 20% of your physician bills if approved by Medicare. However, your Medicare Supplement plan will not pay for any services unless they are approved by Medicare. If your bill has not been approved by Medicare, you need to contact Medicare for further information. Click here to go to the official government web site for Medicare.

Can I go to any Hospital or Doctor I choose?

I travel during the winter months. Am I covered out of state?

How does the Blue Cross and Blue Shield Medicare Select Plan differ from the standard plan?

Does BCBS offer prescription drug and dental coverage?

Can I go to any Hospital or Doctor I choose?

As a Medicare supplement member, you are free to go to any doctor or hospital you choose for care. Your coverage will be recognized across the country.*
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I travel during the winter months. Am I covered out of state?

When you carry the familiar Blue Cross Blue Shield ID card, you can travel with confidence. Just present your card to your provider. If Medicare approves the charges we will also approve your services.*

*If you are a Med Select member you must go to a participating hospital for all non-emergency admittances.

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How does the Blue Cross and Blue Shield Medicare Select Plan differ from the standard plan?

A Medicare Select plan works just like a standard Medicare supplement plan with one difference. With Medicare Select, all scheduled inpatient hospital stays must be at a Med-Select participating hospital in order to have coverage for the Medicare Part A deductible.

If you do not go to a Med-Select participating hospital for a scheduled non-emergency hospital stay, you must pay the Medicare Part A deductible. However, in an emergency admission, you are covered at any hospital, regardless of whether you go to a Med-Select participating hospital.

To qualify for a Med-Select plan, you must live within 30 miles of one of our Med-Select hospitals.

View the Med-Select Hospital listing.

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Does BCBS offer prescription drug and dental coverage?

Although we do not sell separate coverage for prescription drugs or dental, we do have a discount program that is free with your coverage. Click here for more information on your Members First discount program.

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