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Medicare Supplement Insurance Plans

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With Blue Cross and Blue Shield of Illinois (BCBSIL), you don't have to sacrifice comprehensive benefits or freedom of choice for affordability. Our Medicare Supplement (Medigap) health insurance plans provide substantial benefits at rates that can save you money over other plans. View our reliable, affordable Medicare Supplement plans.

Save Money with a Medicare Select^† Option

Medicare Select is an option available on most of our Medicare Supplement plans, but is not available for Plan A and High Deductible Plan F. This option helps you save on premiums when you agree to use one of the hospitals in our Medicare Select Network for non-emergency elective admissions. You get the same solid benefits as our "standard" plans, but your premiums will cost less.

	Basic Benefit Options		Premier Plan Options			Budget-Conscious Plan Options
	Plan A	Plan B	Plan C	Plan F	Plan G	High Deductible Plan F	Plan K*	Plan L*	Plan N*
Reduced Premium Medicare Select Option Available (eligibility based on ZIP code)
Basic Benefits	100%	100%	100%	100%	100%	100%	100%/50%	100%/75%	copay applies
Skilled Nursing Coinsurance			100%	100%	100%	100%	50%	75%	100%
Part A Deductible		100%	100%	100%	100%	100%	50%	75%	100%
Part B Deductible			100%	100%		100%
Part B Excess				100%	100%	100%
Foreign Travel Emergency Care
Annual Out of Pocket Limit**							$4,800	$2,400

*Plans K-N provide for different cost-sharing than plans A-G.
Plans K and L pay 100% of hospitalization and preventive care Basic Benefits. All other Basic Benefits are paid at 50% (Plan K) and 75% (Plan L). Once you reach the annual limit, the plan pays 100% of the Medicare copayments, coinsurance and deductibles for the rest of the calendar year. The out-of-pocket annual limit does NOT include charges from your provider that exceed Medicare-approved amounts, called "excess charges." You are responsible for paying excess charges.
Plan N covers Basic Benefits after a $20 copay for office visits and a $50 copay for emergency room visits.
**The out-of-pocket annual limit may increase each year for inflation. (2013 limits shown)
† Network restrictions apply