Premium Tax Credit Estimator

The Affordable Care Act makes it easier for most people to get health insurance. Based on your income and family size, you may be able to get a premium tax credit or other financial assistance to help pay for your coverage.

Are you eligible?

  • $47,520
  • An individual with an income under $47,520
  • $64,080
  • A couple with an income under $64,080
  • $80,640
  • A family of three with an income under $80,640
  • $97,200
  • A family of four with an income under $97,200
  • $113,670
  • A family of five with an income under $113,670

Get Your Estimated Tax Credit »

Don't think you're eligible? The income limits might surprise you. For example, if you have a family of 4 and make $97,200 or less a year, you may qualify for a health insurance premium tax credit.

If you didn't get a premium tax credit last year, be sure to check again. The tax credit calculation is updated each year. You also may qualify for more if you experienced any of these life events:

To get a health insurance premium tax credit, you must buy an on-exchange plan that meets the Affordable Care Act's minimum essential coverage guidelines. You can buy your on-exchange plan from Blue Cross and Blue Shield of Illinois and choose to apply the premium credit. You can also enroll on Get Covered Illinois, the Official Health Marketplace or through a health insurance agent.

The premium tax credit is not available if you can get insurance through your job. The premium tax credit can be paid straight to your insurance company. This lowers the amount you will owe on your health insurance premium each month. Learn how this may affect your tax return.

Use our premium tax credit estimator to see how much help you may get. You will be able to see your official premium tax credit amount when you enroll for coverage.

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Tab Four Request Agent

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Online Agent Request Form

Please fill out the form below and a Blue Cross and Blue Shield of Illinois authorized agent will contact you within 1 to 2 business days. They will schedule an appointment at a time and location that is convenient for you. There is no cost or obligation for this service.

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Tab Five Call Us

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Need Assistance Shopping?

Sales Questions and Additional Plan Information:
1-866-514-8044

Monday – Friday, 8am – 8pm CT
Saturday, 8am – 6pm CT
Sunday, 10am – 6pm CT

Customer Service:
1-800-538-8833

Monday – Friday, 7am – 8pm CT
Saturday, 8am – 5pm CT
Sunday, Closed

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