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Advantages of Membership

Health Care Provider Networks

What Is a Provider Network?

Health plans like HMOs, PPOs and CDHPs use select groups of doctors, hospitals and other health care professionals who provide a full range of covered health care services. These are called health care provider networks. Some networks have fewer doctors and hospitals than others. Plans with smaller networks may have lower monthly premiums than plans with larger networks. Before you choose a plan, you may want to check Provider Finder® to see if your current doctor or hospital is part of the plan's network.

Which Health Plan or Provider Network Do You Have?

Your health plan or provider network is shown on the front of your Blue Cross and Blue Shield of Illinois (BCBSIL) member ID card. If you have questions about which network you have, call the Customer Service number on the back of your card.

Keep Costs Down. Stay in Network with Provider Finder®

The doctors and hospitals in your health care provider network have agreed to work with your health plan to keep your costs down. If you visit a doctor outside of your network, you may have to pay more for your care. In some cases, you may have to pay the full cost. For HMOs, if you are referred to a specialist, make sure he or she is in your network.

Search Provider Finder to make sure your doctor or hospital is in your plan's network.

  • Choose your Network, Plan or Product, and State.
  • Choose Provider Type, Specialty, Name or Location, if you know them.
  • Select Find.