February 5, 2014
Did you purchase health insurance for the first time this year? Because of the Affordable Care Act (ACA), millions of uninsured Americans now have access to more affordable health care than ever before. If you're new to insurance, now is a good time to learn what to expect as a Blue Cross and Blue Shield of Illinois (BCBSIL) member.
You will receive your insurance card through the mail soon after your application is approved. Your insurance card will have information on your plan, copays and how to contact us if you need assistance.
People who bought individual plans will get one card and those with family plans will get two. You can request additional cards through Blue Access for MembersSM as well.
Once you receive your ID card, go online to set up your BAM account. BAM is our secure website where you can log in to:
Be sure to check that your provider or hospital is in your plan's network. If you go to a provider who is not in your plan's network, it will cost you more (unless it is an emergency). To check to see if your doctor is in network or if you want to find a new one, use our online Provider Finder.
BCBSIL will pay your provider directly for covered services.
You will receive a bill for the amount you owe each billing period. Learn about all of the convenient ways you can pay your bill.
Here are some tips to help you keep your health care costs down:
Finally, if you haven't enrolled in a plan yet, it's not too late. Open Enrollment for 2014 coverage lasts until March 31. Visit BCBSIL to review plan options, get pricing, and enroll today.
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