Blue Access for Employers

Blue Advantage Illinois Product Overview

Blue Advantage Illinois offers the health care benefit coverage members want and need.


Blue Advantage Illinois members enjoy:

  • Choice of a contracting medical group/independent practice association from one of the largest HMO networks in the state
  • No annual deductible and, generally, claim forms
  • Low copayment levels


Members also enjoy access to a range of benefits when care is provided/coordinated through their primary care provider (PCP).

  • Doctor office visits
  • Preventive care and wellness services for children and adults such as:
    • routine physicals
    • immunizations
    • tests and screenings for breast and cervical cancer, prostate and colon cancer
  • Outpatient surgery and diagnostic tests
  • Outpatient and inpatient hospital services and treatments
  • Maternity care
  • Mental health and substance abuse (inpatient and outpatient)*
  • Rehabilitative therapy (such as physical, speech and occupational)
  • Other coverage that does not require a PCP referral includes:
    • Emergency care
    • Out-of-area coverage (traveling/temporarily living out of state)
    • Substance abuse treatment (inpatient and outpatient)
    • Vision exams at the cost of an office visit copayment and discounts on lenses, frames and permanent contact lenses, vision correction surgery and disposable contact lenses
    • Discounts on hearing aids
    • Discounts on chiropractic care, acupuncture and massage therapy and health and wellness products
  • Prescription drug card benefit with 90-day supply for maintenance medications


Blue Advantage Illinois offers one of the largest provider networks of primary care physicians (PCPs) and hospitals in the state - at a higher cost than Blue Advantage HMO.

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*Members of Physicians Care Network, Inc. coordinates mental health care directly with the behavioral health network provider.