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Medium Group Health Insurance Plans

Blue Cross and Blue Shield of Illinois (BCBSIL) offers health care plans with the choice, flexibility and affordable options that growing companies want.

Ask your agent, broker or consultant to contact us for details on mid-market group (51-150) solutions.

Mid-Market Business Coverage with Big Benefits

The following network products are available for mid-market groups with 51-150 participants.

BluePrint PPOSM

  • Broad statewide PPO
  • BlueCard and Away from Home Care (AFHC)
  • No Medical Group selection required
  • No referral required to see a specialist
  • Some out-of-network benefits

Blue Choice Select PPOSM

  • Select, nearly statewide PPO
  • More affordable network than a broader PPO network
  • BlueCard and Away from Home Care (AFHC)
  • No Medical Group selection required
  • No referral required to see a specialist
  • Some out-of-network benefits

Blue Choice OptionsSM

  • Tiered Statewide PPO
  • Leverages benefit design to increase utilization at cost-effective providers
  • There are three benefit tiers: 
    • Tier 1 - Blue Choice OPT PPO. Lower cost-share when this network is utilized.
    • Tier 2 - PPO Network. Higher cost-share when accessing broader PPO network.
    • Tier 3 - Out of network. Highest cost-share when out-of-network providers are used.
  • BlueCard access and Away from Home Care (AFHC) paid at Tier 1
  • No Medical Group selection nor referral required

 

Blue Advantage HMOSM

  • Broad HMO available in major metro areas
  • Must select a Medical Group
  • Referrals to specialists are required
  • No out-of-network benefits
  • Affordable, member-focused health care benefit plan that emphasizes preventive care and condition management
  • Built around creating value — and can help improve members’ health outcomes

BCBSIL Supports Your Business

Health care benefits are a crucial part of recruiting new employees and retaining your existing workforce. That’s why BCBSIL provides you with the tools, resources, and professional health care expertise you need to maintain the health, productivity, and satisfaction of the employees who help your business thrive.

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