| BlueAdvantage Entrepreneur HMO Product Overview |
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The BlueAdvantage Entrepreneur HMO product is available to groups of 2+ employees.
Advantages
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Members choose a contracting medical group/independent practice association from a large HMO network.
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There is no annual deductible and generally no claim forms.
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Copayment levels are low.
Benefits
Members also enjoy access to a range of benefits when care is provided/coordinated through their primary care provider (PCP).
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Doctor office visits
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Preventive care and wellness services for children and adults such as:
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Outpatient surgery and diagnostic tests
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Outpatient and inpatient hospital services and treatments
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Maternity care
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Mental health and chemical dependency (inpatient and outpatient)*
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Rehabilitative therapy (physical, speech and occupational)
Other coverage that does not require a PCP referral includes:
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Emergency care
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Out-of-area coverage (traveling/temporarily living out of state)
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Chemical dependency treatment (inpatient and outpatient)
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Vision exams, at the cost of an office visit copayment; discounts on lenses, frames and permanent contact lenses, vision correction surgery and disposable contact lenses
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Discounts on hearing aids
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Discounts on chiropractic care, acupuncture, massage therapy and health and wellness products
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Prescription drug card benefit with 90-day supply program for maintenance medications
Network
BlueAdvantage HMO is a broad provider network of contracting medical groups/independent practice associations and contracting hospitals at a more affordable cost.
Check with your representative to determine which package is the best fit for your company.
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*Members of Physicians Care Network, Inc. coordinates mental health care directly with the behavioral health network provider.
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