BlueEdge HSA Plans
BlueEdge Individual HSA and BlueEdge Individual HSA 5000
High Deductible Plans with More Advantages and Lower Premiums
BlueEdge Individual HSA and BlueEdge Individual HSA 5000 high deductible plans exemplify the commitment of BCBSIL to offer lower premiums without sacrificing dependable, reliable coverage. What’s more, the fact that both plans qualify for the many advantages of an HSA shows that we’re on the cutting edge when it comes to offering the latest health care coverage options.
Security of $5,000,000 in Lifetime Protection
With BlueEdge Individual HSA and BlueEdge Individual HSA 5000, clients have the option of applying for individual or family health insurance coverage to protect themselves, their spouses and their eligible dependent children under age 19 (age 25 if a single, full-time student). Each person will be eligible for up to $5,000,000 in lifetime benefits. That’s substantial protection for today and the years ahead.
BlueEdge Individual HSA and BlueEdge Individual HSA 5000: Advantages Over Other Plans
With BlueEdge Individual HSA and BlueEdge Individual HSA 5000: Advantages over other plans—your clients can expect to find all the “standard” coverage for major medical plans—like benefits for hospitalization, surgery, doctor office visits, inpatient and outpatient care and emergency care. But, as the leading insurer in the state, we can give you a competitive edge over other health insurance companies with added these features:
- Optional maternity benefits
- Coverage for prescription drugs, adult wellness care and well-child care—all with 0 percent coinsurance or 20 percent coinsurance at participating doctors and hospitals, depending on the plan your clients choose, once they satisfy their deductible
When it comes to lower premiums, keep this in mind:
- Our BlueEdge Individual HSA products are priced among the lowest of our major medical plans.
- BlueEdge Individual HSA 5000 is our lowest priced high deductible plan option.
- Pricing for BlueEdge individual high deductible health insurance plans reflect a 10 percent discount for families(including spouse-only coverage).